2026 data Public-data reference. official source

ECredable

10 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

10 consumer complaints filed with the CFPB

This profile shows ECredable's complaint history from CFPB public records. 10 consumers have filed complaints since 2024. The company has a 10% timely response rate and has provided relief in 0% of cases.

10
Total Complaints
10%
Timely Response
0%
Disputed
0%
Relief Provided
8
States Active
2024
Since

Total complaints

10

Filed since 2024

Timely response

10%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 10.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

ECredable complaint mix by product

Total complaints: 10

ECredable complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 8 complaints (80.0%), resolution 0.0% Credit reporting 80.0% Credit card: 1 complaints (10.0%), resolution 0.0% Credit card 10.0% Debt collection: 1 complaints (10.0%), resolution 0.0% Debt collection 10.0%
  • Credit reporting 8 80.0% 0% relief
  • Credit card 1 10.0% 0% relief
  • Debt collection 1 10.0% 0% relief

How ECredable's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 8
Credit card 1
Debt collection 1

Top States

State Complaints
FL 2
NY 2
OK 1
OH 1
NJ 1
NV 1
TX 1
GA 1

Top Issues

Issue Complaints
Incorrect information on your report 5
Improper use of your report 2
Credit monitoring or identity theft protection services 1
Problem with a company's investigation into an existing problem 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2024 7 14.3%
2025 3 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About ECredable

ECredable has accumulated 10 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2025-10-16, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ECredable reports a 10% timely-response rate and has closed 90% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ECredable: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does ECredable have?

ECredable has received 10 consumer complaints filed with the Consumer Financial Protection Bureau.

Does ECredable respond to complaints on time?

ECredable has a 10% timely response rate to CFPB complaints.

What is the most common complaint about ECredable?

The most common issue reported against ECredable is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

Related