CFPB · Diversified product mix

Easy Finance, LLC

47 CFPB complaints · diversified mix (top product 31.9%) · top issue Improper use of your report.

47 CFPB complaints

Easy Finance, LLC: top product "Debt collection" is only 31.9% of 47 - multi-bucket mix. Timely 100% · relief 2.1%. Allegations, not findings.

  • Diversified product mix
  • +300% filings 2017 to 2026

CFPB relief outcome brief

CCDB company easy-finance-llc

2.1% relief · 100% timely · 47 filings · Debt collection

Nearest relief peer: R & B Corporation of Virginia (2.1% relief)

Easy Finance, LLC (this)2.1%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Easy Finance, LLC and nearest filing-volume peers

Easy Finance, LLC closes 2.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Easy Finance, LLC's 47 filings include narrative text

44.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Easy Finance, LLC complaint mix by product

Total complaints: 47

Easy Finance, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 47 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 15 complaints (31.9%), resolution 6.7% Debt collection 31.9% Credit reporting: 12 complaints (25.5%), resolution 0.0% Credit reporting 25.5% Payday loan,: 7 complaints (14.9%), resolution 0.0% Payday loan, 14.9% Credit reporting,: 6 complaints (12.8%), resolution 0.0% Credit reporting, 12.8% Payday loan,: 6 complaints (12.8%), resolution 0.0% Payday loan, 12.8% Consumer Loan: 1 complaints (2.1%), resolution 0.0%
  • Debt collection 15 31.9% 7% relief
  • Credit reporting 12 25.5% 0% relief
  • Payday loan, 7 14.9% 0% relief
  • Credit reporting, 6 12.8% 0% relief
  • Payday loan, 6 12.8% 0% relief
  • Consumer Loan 1 2.1% 0% relief

How Easy Finance, LLC's 47 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 15
Credit reporting or other personal consumer reports 12
Payday loan, title loan, personal loan, or advance loan 7
Credit reporting, credit repair services, or other personal consumer reports 6
Payday loan, title loan, or personal loan 6
Consumer Loan 1

Concentrated filing states for Easy Finance, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
89.4% of this company's filings
TX42MD1MS1IL1NV1HI1

Easy Finance, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
8
+300% vs 2017
051015 201720182020202120222023202420252026 8

Top States

State Complaints
TX 42
MD 1
MS 1
IL 1
NV 1
HI 1

Top Issues

Issue Complaints
Improper use of your report 10
Incorrect information on your report 7
Took or threatened to take negative or legal action 6
Struggling to pay your loan 5
Attempts to collect debt not owed 4
Communication tactics 4
Received a loan you didn't apply for 2
Was approved for a loan, but didn't receive the money 1
Money was taken from your bank account on the wrong day or for the wrong amount 1
Problem when making payments 1
Charged fees or interest you didn't expect 1
Threatened to contact someone or share information improperly 1
Problems when you are unable to pay 1
Problem with additional add-on products or services 1
Problem with the payoff process at the end of the loan 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2017 2 100%
2018 2 100%
2020 1 100%
2021 6 100%
2022 5 100%
2023 3 100%
2024 9 100%
2025 11 100%
2026 8 100%

Source: CFPB Consumer Complaint Database

Easy Finance, LLC spreads across product buckets

Easy Finance, LLC's 47 logged complaints stay concentrated: only 6 states show a filing. 44.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-05-06.

Easy Finance, LLC answers 100% of complaints inside the CFPB's tracked window and closes 97.9% with a written explanation. 2.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Easy Finance, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Easy Finance, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Easy Finance, LLC (100% timely; 2.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix