CFPB · Single-product concentration

Direct Lenders LLC

7 CFPB complaints · 85.7% in "Mortgage" · top issue Application, originator, mortgage broker.

7 CFPB complaints

Direct Lenders LLC: 85.7% of 7 CFPB complaints sit in "Mortgage". Timely 57.1% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2013 to 2024

CFPB relief outcome brief

CCDB company direct-lenders-llc

0% relief · 57.1% timely · 7 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Direct Lenders LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Direct Lenders LLC and nearest filing-volume peers

Direct Lenders LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 57.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Direct Lenders LLC complaint mix by product

Total complaints: 7

Direct Lenders LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 6 complaints (85.7%), resolution 0.0% Mortgage 85.7% Credit reporting: 1 complaints (14.3%), resolution 0.0% Credit reporting 14.3%
  • Mortgage 6 85.7% 0% relief
  • Credit reporting 1 14.3% 0% relief

How Direct Lenders LLC's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 6
Credit reporting or other personal consumer reports 1

Concentrated filing states for Direct Lenders LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
57.1% of this company's filings
GA4OH1FL1TX1

Direct Lenders LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2024
1
-50% vs 2013
0.511.522.5 201320142016201920202024 1

Top States

State Complaints
GA 4
OH 1
FL 1
TX 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 2
Credit decision / Underwriting 2
Applying for a mortgage or refinancing an existing mortgage 2
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2013 2 0%
2014 1 100%
2016 1 100%
2019 1 100%
2020 1 100%
2024 1 0%

Source: CFPB Consumer Complaint Database

Direct Lenders LLC filings cluster in one product

Direct Lenders LLC's 7 logged complaints stay concentrated: only 4 states show a filing. Only 28.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2024-12-16.

Direct Lenders LLC answers 57.1% of complaints inside the CFPB's tracked window and closes 85.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Direct Lenders LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Direct Lenders LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Direct Lenders LLC (57.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration