CFPB · Single-product concentration

Debt Credit Services

14 CFPB complaints · 71.4% in "Debt collection" · top issue Attempts to collect debt not owed.

14 CFPB complaints

Debt Credit Services: 71.4% of 14 CFPB complaints sit in "Debt collection". Timely 0% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -33.3% filings 2017 to 2026

CFPB relief outcome brief

CCDB company debt-credit-services

0% relief · 0% timely · 14 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Debt Credit Services (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Debt Credit Services and nearest filing-volume peers

Debt Credit Services closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Debt Credit Services's 14 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Debt Credit Services complaint mix by product

Total complaints: 14

Debt Credit Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 10 complaints (71.4%), resolution 0.0% Debt collection 71.4% Credit reporting: 3 complaints (21.4%), resolution 0.0% Credit reporting 21.4% Credit reporting,: 1 complaints (7.1%), resolution 0.0% Credit reporting, 7.1%
  • Debt collection 10 71.4% 0% relief
  • Credit reporting 3 21.4% 0% relief
  • Credit reporting, 1 7.1% 0% relief

How Debt Credit Services's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 10
Credit reporting or other personal consumer reports 3
Credit reporting, credit repair services, or other personal consumer reports 1

Where Debt Credit Services complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
28.6% of this company's filings
OH4PA2TN1NC1IL1AZ1GA1NJ1

Debt Credit Services falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-33.3% vs 2017
0.511.522.533.5 2017201820192022202420252026 2

Top States

State Complaints
OH 4
PA 2
TN 1
NC 1
IL 1
AZ 1
GA 1
NJ 1
WI 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 4
Improper use of your report 2
Written notification about debt 2
Incorrect information on your report 1
Took or threatened to take negative or legal action 1
Cont'd attempts collect debt not owed 1
False statements or representation 1
Communication tactics 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2017 3 0%
2018 1 0%
2019 2 0%
2022 1 0%
2024 3 0%
2025 2 0%
2026 2 0%

Source: CFPB Consumer Complaint Database

Debt Credit Services filings cluster in one product

Debt Credit Services's 14 logged complaints stay concentrated: only 9 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-01-20.

Debt Credit Services answers 0% of complaints inside the CFPB's tracked window and closes 28.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Debt Credit Services.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Debt Credit Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Debt Credit Services (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration