2026 data Public-data reference. official source

DEBT CREDIT SERVICES

14 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

14 consumer complaints filed with the CFPB

This profile shows DEBT CREDIT SERVICES's complaint history from CFPB public records. 14 consumers have filed complaints since 2017. The company has a 0% timely response rate and has provided relief in 0% of cases.

14
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
9
States Active
2017
Since

Total complaints

14

Filed since 2017

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

DEBT CREDIT SERVICES complaint mix by product

Total complaints: 14

DEBT CREDIT SERVICES complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 10 complaints (71.4%), resolution 0.0% Debt collection 71.4% Credit reporting: 3 complaints (21.4%), resolution 0.0% Credit reporting 21.4% Credit reporting,: 1 complaints (7.1%), resolution 0.0% Credit reporting, 7.1%
  • Debt collection 10 71.4% 0% relief
  • Credit reporting 3 21.4% 0% relief
  • Credit reporting, 1 7.1% 0% relief

How DEBT CREDIT SERVICES's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 10
Credit reporting or other personal consumer reports 3
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
OH 4
PA 2
WI 1
GA 1
TN 1
NJ 1
AZ 1
NC 1
IL 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 4
Written notification about debt 2
Improper use of your report 2
Fraud or scam 1
False statements or representation 1
Incorrect information on your report 1
Communication tactics 1
Took or threatened to take negative or legal action 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2017 3 0%
2018 1 0%
2019 2 0%
2022 1 0%
2024 3 0%
2025 2 0%
2026 2 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About DEBT CREDIT SERVICES

DEBT CREDIT SERVICES has accumulated 14 consumer complaints in the CFPB public database, with filings active across 9 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-01-20, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, DEBT CREDIT SERVICES reports a 0% timely-response rate and has closed 28.6% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating DEBT CREDIT SERVICES: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does DEBT CREDIT SERVICES have?

DEBT CREDIT SERVICES has received 14 consumer complaints filed with the Consumer Financial Protection Bureau.

Does DEBT CREDIT SERVICES respond to complaints on time?

DEBT CREDIT SERVICES has a 0% timely response rate to CFPB complaints.

What is the most common complaint about DEBT CREDIT SERVICES?

The most common issue reported against DEBT CREDIT SERVICES is "Attempts to collect debt not owed" in the "Debt collection" product category.

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