Total complaints
18
Filed since 2017
2026 data Public-data reference. official source
DEBT 0, INC
18 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
18 consumer complaints filed with the CFPB
This profile shows DEBT 0, INC's complaint history from CFPB public records. 18 consumers have filed complaints since 2017. The company has a 100% timely response rate and has provided relief in 33.3% of cases.
18
Total Complaints
100%
Timely Response
0%
Disputed
33.3%
Relief Provided
4
States Active
2017
Since
Timely response
100%
CFPB-tracked response window
Relief rate
33.3%
Closed with monetary or non-monetary relief
Timely response rate 100.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 33.3%
Industry median
Share closed with monetary or non-monetary relief.
DEBT 0, INC complaint mix by product
- Debt or 8 44.4% – 50% relief
- Credit reporting, 4 22.2% – 25% relief
- Money transfer, 3 16.7% – 0% relief
- Debt collection 2 11.1% – 50% relief
- Payday loan, 1 5.6% – 0% relief
How DEBT 0, INC's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt or credit management | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Money transfer, virtual currency, or money service | 3 |
| Debt collection | 2 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 10 |
| TX | 4 |
| GA | 2 |
| MN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Didn't provide services promised | 5 |
| Fraud or scam | 4 |
| Problem with customer service | 2 |
| Unauthorized withdrawals or charges | 2 |
| Took or threatened to take negative or legal action | 1 |
| Problem when making payments | 1 |
| Attempts to collect debt not owed | 1 |
| Confusing or missing disclosures | 1 |
| Confusing or misleading advertising or marketing | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 4 | 100% |
| 2018 | 2 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2023 | 3 | 100% |
| 2024 | 4 | 100% |
| 2025 | 3 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About DEBT 0, INC
DEBT 0, INC has accumulated 18 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2025-08-20, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, DEBT 0, INC reports a 100% timely-response rate and has closed 66.7% of cases with a written explanation to the consumer. 33.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt or credit management", and the single most common underlying issue is "Didn't provide services promised".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating DEBT 0, INC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does DEBT 0, INC have?
DEBT 0, INC has received 18 consumer complaints filed with the Consumer Financial Protection Bureau.
Does DEBT 0, INC respond to complaints on time?
DEBT 0, INC has a 100% timely response rate to CFPB complaints.
What is the most common complaint about DEBT 0, INC?
The most common issue reported against DEBT 0, INC is "Didn't provide services promised" in the "Debt or credit management" product category.
Read our methodology — how this data is sourced, computed, and verified.
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