CFPB · Single-product concentration
Data Check of America LLC
29 CFPB complaints · 82.8% in "Debt collection" · top issue Communication tactics.
Data Check of America LLC: 82.8% of 29 CFPB complaints sit in "Debt collection". Timely 3.4% · relief 0%. Allegations, not findings.
- Single-product concentration
- -95.7% filings 2016 to 2025
CFPB relief outcome brief
CCDB company data-check-of-america-llc
0% relief · 3.4% timely · 29 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Data Check of America LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Data Check of America LLC's 29 filings include narrative text
44.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Data Check of America LLC complaint mix by product
- Debt collection 24 82.8% – 0% relief
- Credit reporting 2 6.9% – 0% relief
- Other financial 1 3.4% – 0% relief
- Bank account 1 3.4% – 0% relief
- Credit reporting, 1 3.4% – 0% relief
How Data Check of America LLC's 29 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 24 |
| Credit reporting or other personal consumer reports | 2 |
| Other financial service | 1 |
| Bank account or service | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Data Check of America LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- AL
- 27.6% of this company's filings
Data Check of America LLC falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 1
- -95.7% vs 2016
Top States
| State | Complaints |
|---|---|
| AL | 8 |
| GA | 6 |
| CA | 3 |
| TN | 2 |
| MS | 2 |
| FL | 2 |
| TX | 1 |
| IL | 1 |
| MD | 1 |
| MO | 1 |
| OH | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 6 |
| Taking/threatening an illegal action | 5 |
| Cont'd attempts collect debt not owed | 5 |
| Disclosure verification of debt | 4 |
| Incorrect information on your report | 3 |
| Attempts to collect debt not owed | 2 |
| Took or threatened to take negative or legal action | 1 |
| Fraud or scam | 1 |
| Making/receiving payments, sending money | 1 |
| False statements or representation | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 23 | 4.3% |
| 2019 | 1 | 0% |
| 2024 | 4 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Data Check of America LLC filings cluster in one product
Data Check of America LLC's 29 logged complaints stay concentrated: only 11 states show a filing. 44.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-09-30.
Data Check of America LLC answers 3.4% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Data Check of America LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Data Check of America LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 29.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 3.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Data Check of America LLC (3.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration