CFPB · Single-product concentration

Crosspoint Financial Inc.

6 CFPB complaints · 83.3% in "Credit reporting or other personal consumer reports" · top issue Problem with a company's investigation into an existing issue.

6 CFPB complaints

Crosspoint Financial Inc.: 83.3% of 6 CFPB complaints sit in "Credit reporting or other personal consumer reports". Timely 16.7% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +400% filings 2018 to 2025

CFPB relief outcome brief

CCDB company crosspoint-financial-inc

0% relief · 16.7% timely · 6 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Crosspoint Financial Inc. (t…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Crosspoint Financial Inc. and nearest filing-volume peers

Crosspoint Financial Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

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Timely response rate 16.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Crosspoint Financial Inc. complaint mix by product

Total complaints: 6

Crosspoint Financial Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 5 complaints (83.3%), resolution 0.0% Credit reporting 83.3% Mortgage: 1 complaints (16.7%), resolution 0.0% Mortgage 16.7%
  • Credit reporting 5 83.3% 0% relief
  • Mortgage 1 16.7% 0% relief

How Crosspoint Financial Inc.'s 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 5
Mortgage 1

Concentrated filing states for Crosspoint Financial Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
83.3% of this company's filings
TX5CO1

Crosspoint Financial Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
5
+400% vs 2018
0123456 20182025 5

Top States

State Complaints
TX 5
CO 1

Top Issues

Issue Complaints
Problem with a company's investigation into an existing issue 2
Problem with a company's investigation into an existing problem 2
Problem with fraud alerts or security freezes 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2025 5 0%

Source: CFPB Consumer Complaint Database

Crosspoint Financial Inc. filings cluster in one product

Crosspoint Financial Inc.'s 6 logged complaints stay concentrated: only 2 states show a filing. 83.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2025-12-14.

Crosspoint Financial Inc. answers 16.7% of complaints inside the CFPB's tracked window and closes 16.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Problem with a company's investigation into an existing issue."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Crosspoint Financial Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Crosspoint Financial Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Crosspoint Financial Inc. (16.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration