2026 data Public-data reference. official source

Credit Wellness LLC

8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

8 consumer complaints filed with the CFPB

This profile shows Credit Wellness LLC's complaint history from CFPB public records. 8 consumers have filed complaints since 2024. The company has a 75% timely response rate and has provided relief in 0% of cases.

8
Total Complaints
75%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
2024
Since

Total complaints

8

Filed since 2024

Timely response

75%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 75.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Credit Wellness LLC complaint mix by product

Total complaints: 8

Credit Wellness LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt or: 6 complaints (75.0%), resolution 0.0% Debt or 75.0% Credit card: 1 complaints (12.5%), resolution 0.0% Credit card 12.5% Debt collection: 1 complaints (12.5%), resolution 0.0% Debt collection 12.5%
  • Debt or 6 75.0% 0% relief
  • Credit card 1 12.5% 0% relief
  • Debt collection 1 12.5% 0% relief

How Credit Wellness LLC's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt or credit management 6
Credit card 1
Debt collection 1

Top States

State Complaints
TX 3
FL 2
NC 1
NM 1
CO 1

Top Issues

Issue Complaints
Charged upfront or unexpected fees 2
Didn't provide services promised 2
Confusing or misleading advertising or marketing 2
Problem with a purchase shown on your statement 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2024 3 66.7%
2025 2 100%
2026 3 66.7%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Credit Wellness LLC

Credit Wellness LLC has accumulated 8 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2026-03-23, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Credit Wellness LLC reports a 75% timely-response rate and has closed 87.5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt or credit management", and the single most common underlying issue is "Charged upfront or unexpected fees".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Wellness LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Credit Wellness LLC have?

Credit Wellness LLC has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Credit Wellness LLC respond to complaints on time?

Credit Wellness LLC has a 75% timely response rate to CFPB complaints.

What is the most common complaint about Credit Wellness LLC?

The most common issue reported against Credit Wellness LLC is "Charged upfront or unexpected fees" in the "Debt or credit management" product category.

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