CFPB · Single-product concentration

Credit Wellness LLC

14 CFPB complaints · 78.6% in "Debt or credit management" · top issue Charged upfront or unexpected fees.

14 CFPB complaints

Credit Wellness LLC: 78.6% of 14 CFPB complaints sit in "Debt or credit management". Timely 78.6% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2024 to 2026

CFPB relief outcome brief

CCDB company credit-wellness-llc

0% relief · 78.6% timely · 14 filings · Debt or credit management

Nearest relief peer: National Debt Relief LLC (0% relief)

Credit Wellness LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Credit Wellness LLC and nearest filing-volume peers

Credit Wellness LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Credit Wellness LLC's 14 filings include narrative text

64.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 78.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Credit Wellness LLC complaint mix by product

Total complaints: 14

Credit Wellness LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt or: 11 complaints (78.6%), resolution 0.0% Debt or 78.6% Credit card: 1 complaints (7.1%), resolution 0.0% Credit card 7.1% Credit reporting: 1 complaints (7.1%), resolution 0.0% Credit reporting 7.1% Debt collection: 1 complaints (7.1%), resolution 0.0% Debt collection 7.1%
  • Debt or 11 78.6% 0% relief
  • Credit card 1 7.1% 0% relief
  • Credit reporting 1 7.1% 0% relief
  • Debt collection 1 7.1% 0% relief

How Credit Wellness LLC's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt or credit management 11
Credit card 1
Credit reporting or other personal consumer reports 1
Debt collection 1

Where Credit Wellness LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
21.4% of this company's filings
FL3TX3CO2CA1IN1PA1NC1NM1

Credit Wellness LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
5
0% vs 2024
3.544.555.5 202420252026 5

Top States

State Complaints
FL 3
TX 3
CO 2
CA 1
IN 1
PA 1
NC 1
NM 1
OR 1

Top Issues

Issue Complaints
Charged upfront or unexpected fees 4
Didn't provide services promised 3
Confusing or misleading advertising or marketing 3
Confusing or missing disclosures 1
Problem with a purchase shown on your statement 1
Problem with a company's investigation into an existing problem 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2024 5 80%
2025 4 100%
2026 5 60%

Source: CFPB Consumer Complaint Database

Credit Wellness LLC filings cluster in one product

Credit Wellness LLC's 14 logged complaints stay concentrated: only 9 states show a filing. 64.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-06-23.

Credit Wellness LLC answers 78.6% of complaints inside the CFPB's tracked window and closes 92.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt or credit management" draws the most filings, most often for "Charged upfront or unexpected fees."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Wellness LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Credit Wellness LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Credit Wellness LLC (78.6% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration