2026 data Public-data reference. official source

Credit Technology, Inc.

50 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

50 consumer complaints filed with the CFPB

This profile shows Credit Technology, Inc.'s complaint history from CFPB public records. 50 consumers have filed complaints since 2013. The company has a 98% timely response rate and has provided relief in 0% of cases.

50
Total Complaints
98%
Timely Response
2%
Disputed
0%
Relief Provided
15
States Active
2013
Since

Total complaints

50

Filed since 2013

Timely response

98%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Credit Technology, Inc. complaint mix by product

Total complaints: 50

Credit Technology, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 50 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 41 complaints (82.0%), resolution 0.0% Credit reporting, 82.0% Credit reporting: 4 complaints (8.0%), resolution 0.0% Credit reporting 8.0% Mortgage: 3 complaints (6.0%), resolution 0.0% Mortgage 6.0% Credit reporting: 2 complaints (4.0%), resolution 0.0%
  • Credit reporting, 41 82.0% 0% relief
  • Credit reporting 4 8.0% 0% relief
  • Mortgage 3 6.0% 0% relief
  • Credit reporting 2 4.0% 0% relief

How Credit Technology, Inc.'s 50 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 41
Credit reporting or other personal consumer reports 4
Mortgage 3
Credit reporting 2

Top States

State Complaints
CA 23
NJ 5
NV 3
FL 3
VA 3
TX 2
GA 2
HI 1
CT 1
MA 1
SC 1
NC 1
NY 1
PA 1
MD 1

Top Issues

Issue Complaints
Improper use of your report 30
Incorrect information on your report 9
Problem with a credit reporting company's investigation into an existing problem 4
Applying for a mortgage or refinancing an existing mortgage 2
Fraud or scam 2
Improper use of my credit report 1
Incorrect information on credit report 1
Credit decision / Underwriting 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 2 100%
2017 2 100%
2018 10 100%
2019 4 100%
2020 4 100%
2021 12 100%
2022 6 83.3%
2023 9 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Credit Technology, Inc.

Credit Technology, Inc. has accumulated 50 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 19 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2023-10-13, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Credit Technology, Inc. reports a 98% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting, credit repair services, or other personal consumer reports", and the single most common underlying issue is "Improper use of your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Technology, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Credit Technology, Inc. have?

Credit Technology, Inc. has received 50 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Credit Technology, Inc. respond to complaints on time?

Credit Technology, Inc. has a 98% timely response rate to CFPB complaints.

What is the most common complaint about Credit Technology, Inc.?

The most common issue reported against Credit Technology, Inc. is "Improper use of your report" in the "Credit reporting, credit repair services, or other personal consumer reports" product category.

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