CFPB · Single-product concentration
Credit Technology, Inc.
64 CFPB complaints · 84.4% in "Credit reporting, credit repair services, or other personal consumer reports" · top issue Improper use of your report.
Credit Technology, Inc.: 84.4% of 64 CFPB complaints sit in "Credit reporting, credit repair services, or other personal consumer reports". Timely 98.4% · relief 0%. Allegations, not findings.
- Single-product concentration
- +1200% filings 2013 to 2023
CFPB relief outcome brief
CCDB company credit-technology-inc
0% relief · 98.4% timely · 64 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Credit Technology, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Credit Technology, Inc.'s 64 filings include narrative text
51.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Technology, Inc. complaint mix by product
- Credit reporting, 54 84.4% – 0% relief
- Credit reporting 5 7.8% – 0% relief
- Mortgage 3 4.7% – 0% relief
- Credit reporting 2 3.1% – 0% relief
How Credit Technology, Inc.'s 64 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 54 |
| Credit reporting or other personal consumer reports | 5 |
| Mortgage | 3 |
| Credit reporting | 2 |
Concentrated filing states for Credit Technology, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 40.6% of this company's filings
Credit Technology, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2023
- 13
- +1200% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 26 |
| NJ | 5 |
| FL | 5 |
| TX | 4 |
| VA | 4 |
| NV | 4 |
| NY | 3 |
| GA | 3 |
| MD | 2 |
| WI | 1 |
| HI | 1 |
| NC | 1 |
| MA | 1 |
| PA | 1 |
| SC | 1 |
| CT | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 40 |
| Incorrect information on your report | 13 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Fraud or scam | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 2 |
| Incorrect information on credit report | 1 |
| Improper use of my credit report | 1 |
| Credit decision / Underwriting | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 2 | 100% |
| 2017 | 2 | 100% |
| 2018 | 10 | 100% |
| 2019 | 6 | 100% |
| 2020 | 5 | 100% |
| 2021 | 17 | 100% |
| 2022 | 8 | 87.5% |
| 2023 | 13 | 100% |
Source: CFPB Consumer Complaint Database
Credit Technology, Inc. filings cluster in one product
Credit Technology, Inc.'s 64 logged complaints stay concentrated: only 16 states show a filing. 51.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2023-11-18.
Credit Technology, Inc. answers 98.4% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Technology, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Technology, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 64.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Technology, Inc. (98.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration