CFPB · Single-product concentration
Credit Systems of the Fox Valley, Inc.
41 CFPB complaints · 92.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Systems of the Fox Valley, Inc.: 92.7% of 41 CFPB complaints sit in "Debt collection". Timely 51.2% · relief 0%. Allegations, not findings.
- Single-product concentration
- +800% filings 2014 to 2026
CFPB relief outcome brief
CCDB company credit-systems-of-the-fox-valley-inc
0% relief · 51.2% timely · 41 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit Systems of the Fox Valley, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 41 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Systems of the Fox Valley, Inc. complaint mix by product
- Debt collection 38 92.7% – 0% relief
- Credit reporting, 3 7.3% – 0% relief
How Credit Systems of the Fox Valley, Inc.'s 41 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 38 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
Concentrated filing states for Credit Systems of the Fox Valley, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- WI
- 48.8% of this company's filings
Credit Systems of the Fox Valley, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 18
- +800% vs 2014
Top States
| State | Complaints |
|---|---|
| WI | 20 |
| TX | 12 |
| AL | 4 |
| GA | 2 |
| CA | 1 |
| NV | 1 |
| MD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 12 |
| Took or threatened to take negative or legal action | 10 |
| Cont'd attempts collect debt not owed | 5 |
| Written notification about debt | 4 |
| Improper contact or sharing of info | 4 |
| False statements or representation | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Communication tactics | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 50% |
| 2015 | 1 | 0% |
| 2016 | 4 | 100% |
| 2017 | 4 | 100% |
| 2018 | 5 | 100% |
| 2019 | 1 | 100% |
| 2020 | 3 | 100% |
| 2021 | 3 | 100% |
| 2026 | 18 | 0% |
Source: CFPB Consumer Complaint Database
Credit Systems of the Fox Valley, Inc. filings cluster in one product
Credit Systems of the Fox Valley, Inc.'s 41 logged complaints stay concentrated: only 7 states show a filing. Only 22% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-10.
Credit Systems of the Fox Valley, Inc. answers 51.2% of complaints inside the CFPB's tracked window and closes 53.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Systems of the Fox Valley, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Systems of the Fox Valley, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 41.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 51.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Systems of the Fox Valley, Inc. (51.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration