CFPB · Single-product concentration
Credit Solutions, LLC (KY)
75 CFPB complaints · 94.7% in "Debt collection" · top issue Communication tactics.
Credit Solutions, LLC (KY): 94.7% of 75 CFPB complaints sit in "Debt collection". Timely 97.3% · relief 1.3%. Allegations, not findings.
- Single-product concentration
- -40% filings 2014 to 2026
CFPB relief outcome brief
CCDB company credit-solutions-llc-ky
1.3% relief · 97.3% timely · 75 filings · Debt collection
Same-product relief peers
Nearest relief peer: Amsher Collection Services, Inc. (1.3% relief)
Credit Solutions, LLC (KY) closes 1.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Credit Solutions, LLC (KY)'s 75 filings include narrative text
41.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Solutions, LLC (KY) complaint mix by product
- Debt collection 71 94.7% – 1% relief
- Credit reporting 2 2.7% – 0% relief
- Credit reporting, 2 2.7% – 0% relief
How Credit Solutions, LLC (KY)'s 75 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 71 |
| Credit reporting or other personal consumer reports | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Where Credit Solutions, LLC (KY) complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- OH
- 18.7% of this company's filings
Credit Solutions, LLC (KY) falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -40% vs 2014
Top States
| State | Complaints |
|---|---|
| OH | 14 |
| FL | 13 |
| TN | 11 |
| NC | 7 |
| TX | 5 |
| NY | 5 |
| GA | 3 |
| KY | 2 |
| AR | 2 |
| SC | 2 |
| AL | 1 |
| MO | 1 |
| MI | 1 |
| LA | 1 |
| PA | 1 |
| VA | 1 |
| IN | 1 |
| VT | 1 |
| MN | 1 |
| AK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 18 |
| Attempts to collect debt not owed | 15 |
| Cont'd attempts collect debt not owed | 12 |
| Disclosure verification of debt | 8 |
| Written notification about debt | 7 |
| False statements or representation | 6 |
| Threatened to contact someone or share information improperly | 3 |
| Incorrect information on your report | 2 |
| Took or threatened to take negative or legal action | 2 |
| Problem with a company's investigation into an existing problem | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 5 | 100% |
| 2015 | 6 | 100% |
| 2016 | 9 | 100% |
| 2017 | 24 | 100% |
| 2018 | 6 | 100% |
| 2019 | 7 | 100% |
| 2020 | 2 | 100% |
| 2021 | 2 | 100% |
| 2022 | 2 | 50% |
| 2023 | 2 | 100% |
| 2024 | 4 | 100% |
| 2025 | 3 | 66.7% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Credit Solutions, LLC (KY) filings cluster in one product
Credit Solutions, LLC (KY)'s 75 logged complaints stay concentrated: only 20 states show a filing. 41.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-04-02.
Credit Solutions, LLC (KY) answers 97.3% of complaints inside the CFPB's tracked window and closes 98.7% with a written explanation. 1.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Solutions, LLC (KY).
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Solutions, LLC (KY): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 75.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Solutions, LLC (KY) (97.3% timely; 1.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration