2026 data Public-data reference. official source

Credit Solutions, LLC (KY)

66 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

66 consumer complaints filed with the CFPB

This profile shows Credit Solutions, LLC (KY)'s complaint history from CFPB public records. 66 consumers have filed complaints since 2014. The company has a 98.5% timely response rate and has provided relief in 1.5% of cases.

66
Total Complaints
98.5%
Timely Response
6.1%
Disputed
1.5%
Relief Provided
19
States Active
2014
Since

Total complaints

66

Filed since 2014

Timely response

98.5%

CFPB-tracked response window

Relief rate

1.5%

Closed with monetary or non-monetary relief

Timely response rate 98.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.5%
Industry median

Share closed with monetary or non-monetary relief.

Credit Solutions, LLC (KY) complaint mix by product

Total complaints: 66

Credit Solutions, LLC (KY) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 66 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 62 complaints (93.9%), resolution 1.6% Debt collection 93.9% Credit reporting,: 2 complaints (3.0%), resolution 0.0% Credit reporting: 2 complaints (3.0%), resolution 0.0%
  • Debt collection 62 93.9% 2% relief
  • Credit reporting, 2 3.0% 0% relief
  • Credit reporting 2 3.0% 0% relief

How Credit Solutions, LLC (KY)'s 66 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 62
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting or other personal consumer reports 2

Top States

State Complaints
FL 12
OH 11
TN 10
NY 5
TX 5
NC 5
GA 3
AR 2
KY 2
MI 1
AL 1
MN 1
SC 1
VA 1
AK 1
IN 1
VT 1
MO 1
LA 1

Top Issues

Issue Complaints
Communication tactics 16
Attempts to collect debt not owed 14
Cont'd attempts collect debt not owed 12
Disclosure verification of debt 6
Written notification about debt 6
False statements or representation 4
Incorrect information on your report 2
Threatened to contact someone or share information improperly 2
Took or threatened to take negative or legal action 2
Problem with a credit reporting company's investigation into an existing problem 1
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2014 5 100%
2015 5 100%
2016 8 100%
2017 22 100%
2018 5 100%
2019 6 100%
2020 2 100%
2021 2 100%
2023 2 100%
2024 3 100%
2025 3 66.7%
2026 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Credit Solutions, LLC (KY)

Credit Solutions, LLC (KY) has accumulated 66 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-04-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Credit Solutions, LLC (KY) reports a 98.5% timely-response rate and has closed 98.5% of cases with a written explanation to the consumer. 1.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Solutions, LLC (KY): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Credit Solutions, LLC (KY) have?

Credit Solutions, LLC (KY) has received 66 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Credit Solutions, LLC (KY) respond to complaints on time?

Credit Solutions, LLC (KY) has a 98.5% timely response rate to CFPB complaints.

What is the most common complaint about Credit Solutions, LLC (KY)?

The most common issue reported against Credit Solutions, LLC (KY) is "Communication tactics" in the "Debt collection" product category.

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