CFPB · Single-product concentration
Credit Services of Michigan
8 CFPB complaints · 87.5% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Services of Michigan: 87.5% of 8 CFPB complaints sit in "Debt collection". Timely 87.5% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2021 to 2025
CFPB relief outcome brief
CCDB company credit-services-of-michigan
0% relief · 87.5% timely · 8 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit Services of Michigan closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Services of Michigan complaint mix by product
- Debt collection 7 87.5% – 0% relief
- Credit reporting, 1 12.5% – 0% relief
How Credit Services of Michigan's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Credit Services of Michigan
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 75% of this company's filings
Credit Services of Michigan complaints by year
Annual filing volume from the CFPB public database
- 2025
- 1
- 0% vs 2021
Top States
| State | Complaints |
|---|---|
| MI | 6 |
| TX | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 4 |
| Written notification about debt | 2 |
| Took or threatened to take negative or legal action | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 4 | 100% |
| 2024 | 1 | 100% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Credit Services of Michigan filings cluster in one product
Credit Services of Michigan's 8 logged complaints stay concentrated: only 3 states show a filing. Only 37.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2025-11-11.
Credit Services of Michigan answers 87.5% of complaints inside the CFPB's tracked window and closes 87.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Services of Michigan.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Services of Michigan: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 8.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 87.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Services of Michigan (87.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration