CFPB · Single-product concentration
Credit Service, Inc
34 CFPB complaints · 79.4% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Service, Inc: 79.4% of 34 CFPB complaints sit in "Debt collection". Timely 79.4% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2025
CFPB relief outcome brief
CCDB company credit-service-inc
0% relief · 79.4% timely · 34 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit Service, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 34 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Service, Inc complaint mix by product
- Debt collection 27 79.4% – 0% relief
- Credit reporting, 6 17.6% – 0% relief
- Credit reporting 1 2.9% – 0% relief
How Credit Service, Inc's 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 27 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit reporting | 1 |
Concentrated filing states for Credit Service, Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- OK
- 76.5% of this company's filings
Credit Service, Inc complaints by year
Annual filing volume from the CFPB public database
- 2025
- 2
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| OK | 26 |
| TX | 3 |
| KS | 1 |
| CA | 1 |
| WI | 1 |
| KY | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 8 |
| Written notification about debt | 8 |
| Cont'd attempts collect debt not owed | 7 |
| Incorrect information on your report | 4 |
| Improper contact or sharing of info | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Incorrect information on credit report | 1 |
| False statements or representation | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 0% |
| 2015 | 3 | 66.7% |
| 2016 | 2 | 50% |
| 2017 | 7 | 57.1% |
| 2018 | 4 | 100% |
| 2019 | 3 | 100% |
| 2021 | 6 | 100% |
| 2022 | 3 | 100% |
| 2023 | 2 | 100% |
| 2025 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Credit Service, Inc filings cluster in one product
Credit Service, Inc's 34 logged complaints stay concentrated: only 7 states show a filing. Only 38.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2025-11-28.
Credit Service, Inc answers 79.4% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Service, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Service, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 34.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 79.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Service, Inc (79.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration