CFPB · Single-product concentration
Credit Plus Inc
771 CFPB complaints · 85.5% in "Credit reporting, credit repair services, or other personal consumer reports" · top issue Improper use of your report.
Credit Plus Inc: 85.5% of 771 CFPB complaints sit in "Credit reporting, credit repair services, or other personal consumer reports". Timely 99.6% · relief 0.1%. Allegations, not findings.
- Single-product concentration
- +2900% filings 2014 to 2022
CFPB relief outcome brief
CCDB company credit-plus-inc
0.1% relief · 99.6% timely · 771 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Credit Plus Inc closes 0.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Credit Plus Inc's 771 filings include narrative text
45.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Plus Inc complaint mix by product
- Credit reporting, 659 86.0% – 0% relief
- Credit reporting 55 7.2% – 2% relief
- Mortgage 23 3.0% – 0% relief
- Debt collection 14 1.8% – 0% relief
- Credit card 6 0.8% – 0% relief
- Bank account 5 0.7% – 0% relief
- Credit card 4 0.5% – 0% relief
How Credit Plus Inc's 771 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 659 |
| Credit reporting | 55 |
| Mortgage | 23 |
| Debt collection | 14 |
| Credit card or prepaid card | 6 |
| Bank account or service | 5 |
| Credit card | 4 |
| Consumer Loan | 2 |
| Money transfer, virtual currency, or money service | 2 |
| Payday loan, title loan, or personal loan | 1 |
Nationwide filing states for Credit Plus Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 10.5% of this company's filings
Credit Plus Inc rising annual filings
Annual filing volume from the CFPB public database
- 2022
- 90
- +2900% vs 2014
Top States
| State | Complaints |
|---|---|
| TX | 81 |
| FL | 70 |
| CA | 59 |
| GA | 56 |
| NY | 43 |
| IL | 42 |
| NJ | 34 |
| PA | 31 |
| OH | 30 |
| LA | 29 |
| NC | 20 |
| VA | 20 |
| MI | 19 |
| MD | 19 |
| IN | 18 |
| NV | 17 |
| WA | 15 |
| SC | 15 |
| TN | 13 |
| AZ | 13 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 410 |
| Incorrect information on your report | 182 |
| Problem with a credit reporting company's investigation into an existing problem | 63 |
| Incorrect information on credit report | 33 |
| Improper use of my credit report | 17 |
| Applying for a mortgage or refinancing an existing mortgage | 10 |
| Application, originator, mortgage broker | 7 |
| Account opening, closing, or management | 5 |
| Cont'd attempts collect debt not owed | 4 |
| Credit reporting company's investigation | 3 |
| Problem with fraud alerts or security freezes | 3 |
| Attempts to collect debt not owed | 3 |
| Written notification about debt | 3 |
| Credit monitoring or identity theft protection services | 3 |
| Customer service / Customer relations | 2 |
| Improper contact or sharing of info | 2 |
| Credit monitoring or identity protection | 2 |
| Getting a credit card | 2 |
| Unable to get your credit report or credit score | 2 |
| Fraud or scam | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 22 | 95.5% |
| 2016 | 38 | 94.7% |
| 2017 | 89 | 100% |
| 2018 | 108 | 100% |
| 2019 | 101 | 100% |
| 2020 | 113 | 100% |
| 2021 | 207 | 100% |
| 2022 | 90 | 100% |
Source: CFPB Consumer Complaint Database
Credit Plus Inc filings cluster in one product
Credit Plus Inc's 771 logged complaints reach a nationwide footprint - 47 states have at least one filing. 45.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2022-06-28.
Credit Plus Inc answers 99.6% of complaints inside the CFPB's tracked window and closes 99.6% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Plus Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Plus Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 771.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Plus Inc (99.6% timely; 0.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration