Credit Plus Inc
771 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Plus Inc complaint mix by product
- Credit reporting, 659 86.0% – 0% relief
- Credit reporting 55 7.2% – 2% relief
- Mortgage 23 3.0% – 0% relief
- Debt collection 14 1.8% – 0% relief
- Credit card 6 0.8% – 0% relief
- Bank account 5 0.7% – 0% relief
- Credit card 4 0.5% – 0% relief
How Credit Plus Inc's 771 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 659 |
| Credit reporting | 55 |
| Mortgage | 23 |
| Debt collection | 14 |
| Credit card or prepaid card | 6 |
| Bank account or service | 5 |
| Credit card | 4 |
| Consumer Loan | 2 |
| Money transfer, virtual currency, or money service | 2 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 81 |
| FL | 70 |
| CA | 59 |
| GA | 56 |
| NY | 43 |
| IL | 42 |
| NJ | 34 |
| PA | 31 |
| OH | 30 |
| LA | 29 |
| NC | 20 |
| VA | 20 |
| MI | 19 |
| MD | 19 |
| IN | 18 |
| NV | 17 |
| WA | 15 |
| SC | 15 |
| TN | 13 |
| AZ | 13 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 410 |
| Incorrect information on your report | 182 |
| Problem with a credit reporting company's investigation into an existing problem | 63 |
| Incorrect information on credit report | 33 |
| Improper use of my credit report | 17 |
| Applying for a mortgage or refinancing an existing mortgage | 10 |
| Application, originator, mortgage broker | 7 |
| Account opening, closing, or management | 5 |
| Cont'd attempts collect debt not owed | 4 |
| Credit reporting company's investigation | 3 |
| Problem with fraud alerts or security freezes | 3 |
| Attempts to collect debt not owed | 3 |
| Written notification about debt | 3 |
| Credit monitoring or identity theft protection services | 3 |
| Customer service / Customer relations | 2 |
| Improper contact or sharing of info | 2 |
| Credit monitoring or identity protection | 2 |
| Getting a credit card | 2 |
| Unable to get your credit report or credit score | 2 |
| Fraud or scam | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 22 | 95.5% |
| 2016 | 38 | 94.7% |
| 2017 | 89 | 100% |
| 2018 | 108 | 100% |
| 2019 | 101 | 100% |
| 2020 | 113 | 100% |
| 2021 | 207 | 100% |
| 2022 | 90 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Credit Plus Inc
Credit Plus Inc's 771 logged complaints reach a nationwide footprint - 47 states have at least one filing on record. 45.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2022-06-28.
Credit Plus Inc answers 99.6% of complaints inside the CFPB's tracked window and closes 99.6% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Plus Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Credit Plus Inc have?
771, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Credit Plus Inc respond to complaints on time?
99.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Credit Plus Inc?
"Improper use of your report", filed under the "Credit reporting, credit repair services, or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.