2026 data Public-data reference. official source

Credit Management Services, Inc.

58 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

58 consumer complaints filed with the CFPB

This profile shows Credit Management Services, Inc.'s complaint history from CFPB public records. 58 consumers have filed complaints since 2014. The company has a 96.6% timely response rate and has provided relief in 0% of cases.

58
Total Complaints
96.6%
Timely Response
13.8%
Disputed
0%
Relief Provided
5
States Active
2014
Since

Total complaints

58

Filed since 2014

Timely response

96.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 96.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Credit Management Services, Inc. complaint mix by product

Total complaints: 58

Credit Management Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 58 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 55 complaints (94.8%), resolution 0.0% Debt collection 94.8% Debt or: 2 complaints (3.4%), resolution 0.0% Credit reporting,: 1 complaints (1.7%), resolution 0.0%
  • Debt collection 55 94.8% 0% relief
  • Debt or 2 3.4% 0% relief
  • Credit reporting, 1 1.7% 0% relief

How Credit Management Services, Inc.'s 58 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 55
Debt or credit management 2
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
NE 49
KS 5
VA 2
RI 1
CA 1

Top Issues

Issue Complaints
Written notification about debt 12
Attempts to collect debt not owed 12
Taking/threatening an illegal action 8
False statements or representation 7
Took or threatened to take negative or legal action 5
Disclosure verification of debt 4
Cont'd attempts collect debt not owed 3
Improper contact or sharing of info 2
Communication tactics 2
Charged upfront or unexpected fees 2
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2014 7 71.4%
2015 7 100%
2016 3 100%
2017 8 100%
2018 3 100%
2019 5 100%
2020 2 100%
2021 2 100%
2022 3 100%
2023 4 100%
2024 4 100%
2025 9 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Credit Management Services, Inc.

Credit Management Services, Inc. has accumulated 58 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 20 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-16, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Credit Management Services, Inc. reports a 96.6% timely-response rate and has closed 98.3% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 13.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Written notification about debt".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Management Services, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Credit Management Services, Inc. have?

Credit Management Services, Inc. has received 58 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Credit Management Services, Inc. respond to complaints on time?

Credit Management Services, Inc. has a 96.6% timely response rate to CFPB complaints.

What is the most common complaint about Credit Management Services, Inc.?

The most common issue reported against Credit Management Services, Inc. is "Written notification about debt" in the "Debt collection" product category.

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