CFPB · Single-product concentration
Credit Associates, Inc. (MO)
24 CFPB complaints · 83.3% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Associates, Inc. (MO): 83.3% of 24 CFPB complaints sit in "Debt collection". Timely 87.5% · relief 0%. Allegations, not findings.
- Single-product concentration
- +200% filings 2015 to 2026
CFPB relief outcome brief
CCDB company credit-associates-inc-mo
0% relief · 87.5% timely · 24 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit Associates, Inc. (MO) closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Credit Associates, Inc. (MO)'s 24 filings include narrative text
45.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Associates, Inc. (MO) complaint mix by product
- Debt collection 20 83.3% – 0% relief
- Credit reporting, 3 12.5% – 0% relief
- Credit reporting 1 4.2% – 0% relief
How Credit Associates, Inc. (MO)'s 24 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 20 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for Credit Associates, Inc. (MO)
Top states by attributed CFPB complaint volume for this company
- Leading state
- MT
- 79.2% of this company's filings
Credit Associates, Inc. (MO) rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2015
Top States
| State | Complaints |
|---|---|
| MT | 19 |
| CA | 2 |
| WA | 1 |
| NE | 1 |
| OK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 6 |
| Written notification about debt | 5 |
| Incorrect information on your report | 3 |
| Taking/threatening an illegal action | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Communication tactics | 2 |
| Took or threatened to take negative or legal action | 2 |
| Improper use of your report | 1 |
| Disclosure verification of debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 2 | 0% |
| 2017 | 6 | 83.3% |
| 2018 | 1 | 100% |
| 2019 | 2 | 100% |
| 2020 | 1 | 100% |
| 2021 | 4 | 100% |
| 2022 | 1 | 100% |
| 2023 | 2 | 100% |
| 2025 | 1 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Credit Associates, Inc. (MO) filings cluster in one product
Credit Associates, Inc. (MO)'s 24 logged complaints stay concentrated: only 5 states show a filing. 45.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-02-11.
Credit Associates, Inc. (MO) answers 87.5% of complaints inside the CFPB's tracked window and closes 95.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Associates, Inc. (MO).
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Associates, Inc. (MO): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 24.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 87.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Associates, Inc. (MO) (87.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration