Credigy USA Corp.
144 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credigy USA Corp. complaint mix by product
- Debt collection 119 83.2% – 1% relief
- Consumer Loan 8 5.6% – 0% relief
- Credit reporting, 5 3.5% – 0% relief
- Vehicle loan 4 2.8% – 0% relief
- Credit card 3 2.1% – 0% relief
- Credit reporting 3 2.1% – 0% relief
- Payday loan, 1 0.7% – 0% relief
How Credigy USA Corp.'s 144 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 119 |
| Consumer Loan | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Vehicle loan or lease | 4 |
| Credit card | 3 |
| Credit reporting | 3 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 27 |
| TX | 17 |
| GA | 9 |
| NY | 9 |
| NJ | 8 |
| CO | 6 |
| OH | 5 |
| AL | 5 |
| MA | 4 |
| KY | 4 |
| MD | 4 |
| FL | 4 |
| CT | 3 |
| SC | 3 |
| WA | 3 |
| MO | 3 |
| AZ | 3 |
| WI | 3 |
| PA | 3 |
| NV | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 34 |
| Disclosure verification of debt | 30 |
| False statements or representation | 13 |
| Taking/threatening an illegal action | 10 |
| Attempts to collect debt not owed | 9 |
| Took or threatened to take negative or legal action | 8 |
| Written notification about debt | 7 |
| Communication tactics | 7 |
| Problems when you are unable to pay | 6 |
| Managing the loan or lease | 3 |
| Charged fees or interest you didn't expect | 2 |
| Problems at the end of the loan or lease | 2 |
| Incorrect information on credit report | 2 |
| Incorrect information on your report | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Delinquent account | 1 |
| Credit reporting company's investigation | 1 |
| Identity theft / Fraud / Embezzlement | 1 |
| Other | 1 |
| Managing the line of credit | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 30 | 96.7% |
| 2014 | 30 | 100% |
| 2015 | 26 | 100% |
| 2016 | 14 | 100% |
| 2017 | 15 | 100% |
| 2018 | 4 | 100% |
| 2019 | 10 | 100% |
| 2020 | 6 | 100% |
| 2021 | 3 | 100% |
| 2022 | 2 | 100% |
| 2024 | 1 | 100% |
| 2025 | 3 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Credigy USA Corp.
Credigy USA Corp.'s 144 logged complaints stay concentrated: only 35 states show a filing on record. Only 31.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2025-08-11.
Credigy USA Corp. answers 99.3% of complaints inside the CFPB's tracked window and closes 99.3% with a written explanation. 0.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credigy USA Corp..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Credigy USA Corp. have?
144, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Credigy USA Corp. respond to complaints on time?
99.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Credigy USA Corp.?
"Cont'd attempts collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.