CFPB · Single-product concentration
Credigy USA Corp.
144 CFPB complaints · 82.6% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
Credigy USA Corp.: 82.6% of 144 CFPB complaints sit in "Debt collection". Timely 99.3% · relief 0.7%. Allegations, not findings.
- Single-product concentration
- -90% filings 2013 to 2025
CFPB relief outcome brief
CCDB company credigy-usa-corp
0.7% relief · 99.3% timely · 144 filings · Debt collection
Same-product relief peers
Nearest relief peer: Ad Astra Recovery Services Inc (0.7% relief)
Credigy USA Corp. closes 0.7% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 144 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credigy USA Corp. complaint mix by product
- Debt collection 119 83.2% – 1% relief
- Consumer Loan 8 5.6% – 0% relief
- Credit reporting, 5 3.5% – 0% relief
- Vehicle loan 4 2.8% – 0% relief
- Credit card 3 2.1% – 0% relief
- Credit reporting 3 2.1% – 0% relief
- Payday loan, 1 0.7% – 0% relief
How Credigy USA Corp.'s 144 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 119 |
| Consumer Loan | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Vehicle loan or lease | 4 |
| Credit card | 3 |
| Credit reporting | 3 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Payday loan, title loan, or personal loan | 1 |
Where Credigy USA Corp. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 18.8% of this company's filings
Credigy USA Corp. falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 3
- -90% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 27 |
| TX | 17 |
| GA | 9 |
| NY | 9 |
| NJ | 8 |
| CO | 6 |
| OH | 5 |
| AL | 5 |
| MA | 4 |
| KY | 4 |
| MD | 4 |
| FL | 4 |
| CT | 3 |
| SC | 3 |
| WA | 3 |
| MO | 3 |
| AZ | 3 |
| WI | 3 |
| PA | 3 |
| NV | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 34 |
| Disclosure verification of debt | 30 |
| False statements or representation | 13 |
| Taking/threatening an illegal action | 10 |
| Attempts to collect debt not owed | 9 |
| Took or threatened to take negative or legal action | 8 |
| Written notification about debt | 7 |
| Communication tactics | 7 |
| Problems when you are unable to pay | 6 |
| Managing the loan or lease | 3 |
| Charged fees or interest you didn't expect | 2 |
| Problems at the end of the loan or lease | 2 |
| Incorrect information on credit report | 2 |
| Incorrect information on your report | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Delinquent account | 1 |
| Credit reporting company's investigation | 1 |
| Identity theft / Fraud / Embezzlement | 1 |
| Other | 1 |
| Managing the line of credit | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 30 | 96.7% |
| 2014 | 30 | 100% |
| 2015 | 26 | 100% |
| 2016 | 14 | 100% |
| 2017 | 15 | 100% |
| 2018 | 4 | 100% |
| 2019 | 10 | 100% |
| 2020 | 6 | 100% |
| 2021 | 3 | 100% |
| 2022 | 2 | 100% |
| 2024 | 1 | 100% |
| 2025 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Credigy USA Corp. filings cluster in one product
Credigy USA Corp.'s 144 logged complaints stay concentrated: only 35 states show a filing. Only 31.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2025-08-11.
Credigy USA Corp. answers 99.3% of complaints inside the CFPB's tracked window and closes 99.3% with a written explanation. 0.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credigy USA Corp..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credigy USA Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 144.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credigy USA Corp. (99.3% timely; 0.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration