CFPB · Single-product concentration
Credico. Inc
318 CFPB complaints · 92.8% in "Debt collection" · top issue Attempts to collect debt not owed.
Credico. Inc: 92.8% of 318 CFPB complaints sit in "Debt collection". Timely 99.7% · relief 0%. Allegations, not findings.
- Single-product concentration
- +1558.3% filings 2014 to 2026
CFPB relief outcome brief
CCDB company credico-inc
0% relief · 99.7% timely · 318 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credico. Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 318 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credico. Inc complaint mix by product
- Debt collection 295 92.8% – 0% relief
- Credit reporting 20 6.3% – 0% relief
- Debt or 2 0.6% – 0% relief
- Student loan 1 0.3% – 0% relief
How Credico. Inc's 318 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 295 |
| Credit reporting or other personal consumer reports | 20 |
| Debt or credit management | 2 |
| Student loan | 1 |
Where Credico. Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- SD
- 26.1% of this company's filings
Credico. Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 199
- +1558.3% vs 2014
Top States
| State | Complaints |
|---|---|
| SD | 83 |
| FL | 35 |
| TX | 32 |
| AZ | 16 |
| IL | 13 |
| GA | 13 |
| ND | 12 |
| CA | 11 |
| NC | 11 |
| SC | 10 |
| OH | 10 |
| MO | 6 |
| MI | 6 |
| CO | 6 |
| WA | 4 |
| VA | 4 |
| LA | 4 |
| NY | 4 |
| NJ | 4 |
| AL | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 104 |
| Took or threatened to take negative or legal action | 88 |
| False statements or representation | 31 |
| Written notification about debt | 25 |
| Communication tactics | 19 |
| Cont'd attempts collect debt not owed | 12 |
| Improper use of your report | 9 |
| Incorrect information on your report | 8 |
| Threatened to contact someone or share information improperly | 5 |
| Disclosure verification of debt | 4 |
| Taking/threatening an illegal action | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Improper contact or sharing of info | 3 |
| Problem with customer service | 1 |
| Dealing with your lender or servicer | 1 |
| Unauthorized withdrawals or charges | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 12 | 100% |
| 2015 | 10 | 90% |
| 2016 | 9 | 100% |
| 2017 | 19 | 100% |
| 2018 | 6 | 100% |
| 2019 | 9 | 100% |
| 2020 | 2 | 100% |
| 2021 | 9 | 100% |
| 2022 | 5 | 100% |
| 2023 | 10 | 100% |
| 2024 | 14 | 100% |
| 2025 | 14 | 100% |
| 2026 | 199 | 100% |
Source: CFPB Consumer Complaint Database
Credico. Inc filings cluster in one product
Credico. Inc's 318 logged complaints stay concentrated: only 37 states show a filing. Only 19.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-26.
Credico. Inc answers 99.7% of complaints inside the CFPB's tracked window and closes 38.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credico. Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credico. Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 318.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credico. Inc (99.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration