Total complaints
92
Filed since 2014
2026 data Public-data reference. official source
CREDICO. INC
92 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
92 consumer complaints filed with the CFPB
This profile shows CREDICO. INC's complaint history from CFPB public records. 92 consumers have filed complaints since 2014. The company has a 100% timely response rate and has provided relief in 0% of cases.
92
Total Complaints
100%
Timely Response
9.8%
Disputed
0%
Relief Provided
16
States Active
2014
Since
Timely response
100%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 100.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
CREDICO. INC complaint mix by product
- Debt collection 89 96.7% – 0% relief
- Student loan 1 1.1% – 0% relief
- Debt or 1 1.1% – 0% relief
- Credit reporting 1 1.1% – 0% relief
How CREDICO. INC's 92 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 89 |
| Student loan | 1 |
| Debt or credit management | 1 |
| Credit reporting or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| SD | 57 |
| ND | 9 |
| IL | 3 |
| MN | 3 |
| SC | 3 |
| WY | 2 |
| LA | 2 |
| CO | 2 |
| OH | 2 |
| NJ | 1 |
| VA | 1 |
| MO | 1 |
| FL | 1 |
| OK | 1 |
| IA | 1 |
| NE | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| False statements or representation | 18 |
| Communication tactics | 17 |
| Written notification about debt | 13 |
| Took or threatened to take negative or legal action | 11 |
| Cont'd attempts collect debt not owed | 10 |
| Attempts to collect debt not owed | 9 |
| Disclosure verification of debt | 4 |
| Taking/threatening an illegal action | 3 |
| Improper contact or sharing of info | 3 |
| Dealing with your lender or servicer | 1 |
| Problem with customer service | 1 |
| Incorrect information on your report | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 12 | 100% |
| 2015 | 8 | 100% |
| 2016 | 7 | 100% |
| 2017 | 14 | 100% |
| 2018 | 6 | 100% |
| 2019 | 7 | 100% |
| 2020 | 2 | 100% |
| 2021 | 5 | 100% |
| 2022 | 4 | 100% |
| 2023 | 8 | 100% |
| 2024 | 10 | 100% |
| 2025 | 8 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About CREDICO. INC
CREDICO. INC has accumulated 92 consumer complaints in the CFPB public database, with filings active across 16 U.S. states. Of those submissions, 35 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-01-10, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, CREDICO. INC reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 9.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "False statements or representation".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CREDICO. INC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does CREDICO. INC have?
CREDICO. INC has received 92 consumer complaints filed with the Consumer Financial Protection Bureau.
Does CREDICO. INC respond to complaints on time?
CREDICO. INC has a 100% timely response rate to CFPB complaints.
What is the most common complaint about CREDICO. INC?
The most common issue reported against CREDICO. INC is "False statements or representation" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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