CFPB · Diversified product mix
Gfs Ii, LLC
317 CFPB complaints · diversified mix (top product 30.3%) · top issue Incorrect information on your report.
Gfs Ii, LLC: top product "Debt collection" is only 30.3% of 317 - multi-bucket mix. Timely 100% · relief 1.9%. Allegations, not findings.
- Diversified product mix
- +1450% filings 2014 to 2026
CFPB relief outcome brief
CCDB company gfs-ii-llc
1.9% relief · 100% timely · 317 filings · Debt collection
Same-product relief peers
Nearest relief peer: Capital Accounts, LLC (1.9% relief)
Gfs Ii, LLC closes 1.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Gfs Ii, LLC's 317 filings include narrative text
43.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Gfs Ii, LLC complaint mix by product
- Debt collection 96 30.4% – 1% relief
- Vehicle loan 92 29.1% – 0% relief
- Credit reporting 72 22.8% – 0% relief
- Credit reporting, 41 13.0% – 10% relief
- Consumer Loan 13 4.1% – 8% relief
- Checking or 1 0.3% – 0% relief
- Mortgage 1 0.3% – 0% relief
How Gfs Ii, LLC's 317 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 96 |
| Vehicle loan or lease | 92 |
| Credit reporting or other personal consumer reports | 72 |
| Credit reporting, credit repair services, or other personal consumer reports | 41 |
| Consumer Loan | 13 |
| Checking or savings account | 1 |
| Mortgage | 1 |
| Credit reporting | 1 |
Where Gfs Ii, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 20.5% of this company's filings
Gfs Ii, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 31
- +1450% vs 2014
Top States
| State | Complaints |
|---|---|
| MI | 65 |
| IL | 39 |
| OH | 39 |
| MD | 32 |
| GA | 30 |
| IN | 27 |
| MO | 17 |
| VA | 16 |
| TN | 12 |
| DC | 7 |
| TX | 6 |
| FL | 6 |
| AL | 4 |
| NC | 4 |
| NY | 2 |
| PA | 2 |
| KY | 2 |
| NV | 1 |
| WI | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 56 |
| Improper use of your report | 34 |
| Attempts to collect debt not owed | 34 |
| Managing the loan or lease | 34 |
| Took or threatened to take negative or legal action | 24 |
| Problem with a company's investigation into an existing problem | 22 |
| Repossession | 20 |
| False statements or representation | 18 |
| Struggling to pay your loan | 18 |
| Written notification about debt | 15 |
| Getting a loan or lease | 8 |
| Problems when you are unable to pay | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 7 |
| Problems at the end of the loan or lease | 3 |
| Communication tactics | 3 |
| Shopping for a loan or lease | 3 |
| Problem with fraud alerts or security freezes | 2 |
| Confusing or missing disclosures | 2 |
| Problem with a company's investigation into an existing issue | 1 |
| Problem with a lender or other company charging your account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2015 | 5 | 100% |
| 2016 | 4 | 100% |
| 2017 | 11 | 100% |
| 2018 | 12 | 100% |
| 2019 | 11 | 100% |
| 2020 | 6 | 100% |
| 2021 | 20 | 100% |
| 2022 | 23 | 100% |
| 2023 | 42 | 100% |
| 2024 | 53 | 100% |
| 2025 | 97 | 100% |
| 2026 | 31 | 100% |
Source: CFPB Consumer Complaint Database
Gfs Ii, LLC spreads across product buckets
Gfs Ii, LLC's 317 logged complaints stay concentrated: only 24 states show a filing. 43.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-22.
Gfs Ii, LLC answers 100% of complaints inside the CFPB's tracked window and closes 97.2% with a written explanation. 1.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Gfs Ii, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Gfs Ii, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 317.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Gfs Ii, LLC (100% timely; 1.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix