Gfs Ii, LLC
317 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Gfs Ii, LLC complaint mix by product
- Debt collection 96 30.4% – 1% relief
- Vehicle loan 92 29.1% – 0% relief
- Credit reporting 72 22.8% – 0% relief
- Credit reporting, 41 13.0% – 10% relief
- Consumer Loan 13 4.1% – 8% relief
- Checking or 1 0.3% – 0% relief
- Mortgage 1 0.3% – 0% relief
How Gfs Ii, LLC's 317 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 96 |
| Vehicle loan or lease | 92 |
| Credit reporting or other personal consumer reports | 72 |
| Credit reporting, credit repair services, or other personal consumer reports | 41 |
| Consumer Loan | 13 |
| Checking or savings account | 1 |
| Mortgage | 1 |
| Credit reporting | 1 |
Top States
| State | Complaints |
|---|---|
| MI | 65 |
| IL | 39 |
| OH | 39 |
| MD | 32 |
| GA | 30 |
| IN | 27 |
| MO | 17 |
| VA | 16 |
| TN | 12 |
| DC | 7 |
| TX | 6 |
| FL | 6 |
| AL | 4 |
| NC | 4 |
| NY | 2 |
| PA | 2 |
| KY | 2 |
| NV | 1 |
| WI | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 56 |
| Improper use of your report | 34 |
| Attempts to collect debt not owed | 34 |
| Managing the loan or lease | 34 |
| Took or threatened to take negative or legal action | 24 |
| Problem with a company's investigation into an existing problem | 22 |
| Repossession | 20 |
| False statements or representation | 18 |
| Struggling to pay your loan | 18 |
| Written notification about debt | 15 |
| Getting a loan or lease | 8 |
| Problems when you are unable to pay | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 7 |
| Problems at the end of the loan or lease | 3 |
| Communication tactics | 3 |
| Shopping for a loan or lease | 3 |
| Problem with fraud alerts or security freezes | 2 |
| Confusing or missing disclosures | 2 |
| Problem with a company's investigation into an existing issue | 1 |
| Problem with a lender or other company charging your account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2015 | 5 | 100% |
| 2016 | 4 | 100% |
| 2017 | 11 | 100% |
| 2018 | 12 | 100% |
| 2019 | 11 | 100% |
| 2020 | 6 | 100% |
| 2021 | 20 | 100% |
| 2022 | 23 | 100% |
| 2023 | 42 | 100% |
| 2024 | 53 | 100% |
| 2025 | 97 | 100% |
| 2026 | 31 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Gfs Ii, LLC
Gfs Ii, LLC's 317 logged complaints stay concentrated: only 24 states show a filing on record. 43.2% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-22.
Gfs Ii, LLC answers 100% of complaints inside the CFPB's tracked window and closes 97.2% with a written explanation. 1.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Gfs Ii, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Gfs Ii, LLC have?
317, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Gfs Ii, LLC respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Gfs Ii, LLC?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.