CFPB · Single-product concentration
Collection at Law, Inc. A.P.C.
34 CFPB complaints · 85.3% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Collection at Law, Inc. A.P.C.: 85.3% of 34 CFPB complaints sit in "Debt collection". Timely 94.1% · relief 0%. Allegations, not findings.
- Single-product concentration
- +300% filings 2015 to 2026
CFPB relief outcome brief
CCDB company collection-at-law-inc-a-p-c
0% relief · 94.1% timely · 34 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Collection at Law, Inc. A.P.C. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Collection at Law, Inc. A.P.C.'s 34 filings include narrative text
44.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Collection at Law, Inc. A.P.C. complaint mix by product
- Debt collection 29 85.3% – 0% relief
- Credit card 3 8.8% – 0% relief
- Credit reporting 1 2.9% – 0% relief
- Payday loan, 1 2.9% – 0% relief
How Collection at Law, Inc. A.P.C.'s 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 29 |
| Credit card or prepaid card | 3 |
| Credit reporting or other personal consumer reports | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Concentrated filing states for Collection at Law, Inc. A.P.C.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 88.2% of this company's filings
Collection at Law, Inc. A.P.C. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 4
- +300% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 30 |
| MI | 1 |
| MA | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 9 |
| Attempts to collect debt not owed | 9 |
| Communication tactics | 2 |
| Struggling to pay your bill | 2 |
| Written notification about debt | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Disclosure verification of debt | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| False statements or representation | 1 |
| Problem when making payments | 1 |
| Taking/threatening an illegal action | 1 |
| Getting a credit card | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 2 | 50% |
| 2017 | 2 | 50% |
| 2018 | 3 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 6 | 100% |
| 2024 | 6 | 100% |
| 2025 | 8 | 100% |
| 2026 | 4 | 100% |
Source: CFPB Consumer Complaint Database
Collection at Law, Inc. A.P.C. filings cluster in one product
Collection at Law, Inc. A.P.C.'s 34 logged complaints stay concentrated: only 4 states show a filing. 44.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-05-12.
Collection at Law, Inc. A.P.C. answers 94.1% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Collection at Law, Inc. A.P.C..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Collection at Law, Inc. A.P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 34.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Collection at Law, Inc. A.P.C. (94.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration