2026 data Public-data reference. official source

Co-Operative Adjustment Bureau, Inc.

17 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

17 consumer complaints filed with the CFPB

This profile shows Co-Operative Adjustment Bureau, Inc.'s complaint history from CFPB public records. 17 consumers have filed complaints since 2016. The company has a 94.1% timely response rate and has provided relief in 23.5% of cases.

17
Total Complaints
94.1%
Timely Response
0%
Disputed
23.5%
Relief Provided
7
States Active
2016
Since

Total complaints

17

Filed since 2016

Timely response

94.1%

CFPB-tracked response window

Relief rate

23.5%

Closed with monetary or non-monetary relief

Timely response rate 94.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 23.5%
Industry median

Share closed with monetary or non-monetary relief.

Co-Operative Adjustment Bureau, Inc. complaint mix by product

Total complaints: 17

Co-Operative Adjustment Bureau, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 16 complaints (94.1%), resolution 25.0% Debt collection 94.1% Credit reporting,: 1 complaints (5.9%), resolution 0.0%
  • Debt collection 16 94.1% 25% relief
  • Credit reporting, 1 5.9% 0% relief

How Co-Operative Adjustment Bureau, Inc.'s 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 16
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
CA 11
NY 1
WA 1
GA 1
FL 1
MI 1
AZ 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 8
False statements or representation 3
Took or threatened to take negative or legal action 2
Cont'd attempts collect debt not owed 1
Written notification about debt 1
Incorrect information on your report 1
Improper contact or sharing of info 1

Yearly Trend

Year Complaints Timely
2016 2 100%
2017 4 100%
2018 3 100%
2019 5 100%
2020 1 100%
2021 2 50%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Co-Operative Adjustment Bureau, Inc.

Co-Operative Adjustment Bureau, Inc. has accumulated 17 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2021-09-17, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Co-Operative Adjustment Bureau, Inc. reports a 94.1% timely-response rate and has closed 76.5% of cases with a written explanation to the consumer. 23.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Co-Operative Adjustment Bureau, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Co-Operative Adjustment Bureau, Inc. have?

Co-Operative Adjustment Bureau, Inc. has received 17 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Co-Operative Adjustment Bureau, Inc. respond to complaints on time?

Co-Operative Adjustment Bureau, Inc. has a 94.1% timely response rate to CFPB complaints.

What is the most common complaint about Co-Operative Adjustment Bureau, Inc.?

The most common issue reported against Co-Operative Adjustment Bureau, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

Related