CFPB · Single-product concentration
Co-Operative Adjustment Bureau, Inc.
19 CFPB complaints · 94.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Co-Operative Adjustment Bureau, Inc.: 94.7% of 19 CFPB complaints sit in "Debt collection". Timely 94.7% · relief 26.3%. Allegations, not findings.
- Single-product concentration
- 0% filings 2016 to 2021
CFPB relief outcome brief
CCDB company co-operative-adjustment-bureau-inc
26.3% relief · 94.7% timely · 19 filings · Debt collection
Same-product relief peers
Nearest relief peer: Merchants' Credit Guide Company (26.2% relief)
Co-Operative Adjustment Bureau, Inc. closes 26.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Co-Operative Adjustment Bureau, Inc.'s 19 filings include narrative text
47.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Co-Operative Adjustment Bureau, Inc. complaint mix by product
- Debt collection 18 94.7% – 28% relief
- Credit reporting, 1 5.3% – 0% relief
How Co-Operative Adjustment Bureau, Inc.'s 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 18 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Co-Operative Adjustment Bureau, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 68.4% of this company's filings
Co-Operative Adjustment Bureau, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2021
- 2
- 0% vs 2016
Top States
| State | Complaints |
|---|---|
| CA | 13 |
| AZ | 1 |
| GA | 1 |
| NY | 1 |
| WA | 1 |
| FL | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 8 |
| False statements or representation | 4 |
| Took or threatened to take negative or legal action | 3 |
| Improper contact or sharing of info | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Written notification about debt | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 2 | 100% |
| 2017 | 4 | 100% |
| 2018 | 5 | 100% |
| 2019 | 5 | 100% |
| 2020 | 1 | 100% |
| 2021 | 2 | 50% |
Source: CFPB Consumer Complaint Database
Co-Operative Adjustment Bureau, Inc. filings cluster in one product
Co-Operative Adjustment Bureau, Inc.'s 19 logged complaints stay concentrated: only 7 states show a filing. 47.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2021-09-17.
Co-Operative Adjustment Bureau, Inc. answers 94.7% of complaints inside the CFPB's tracked window and closes 73.7% with a written explanation. 26.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Co-Operative Adjustment Bureau, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Co-Operative Adjustment Bureau, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 19.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Co-Operative Adjustment Bureau, Inc. (94.7% timely; 26.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration