CFPB · Narrative-heavy record

City Enterprises, LLC

33 CFPB complaints · 57.6% with narratives · top issue Incorrect information on your report.

33 CFPB complaints

City Enterprises, LLC: 57.6% of 33 filings include consumer narratives. Timely 87.9% · relief 6.1% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • +100% filings 2015 to 2026

CFPB relief outcome brief

CCDB company city-enterprises-llc

6.1% relief · 87.9% timely · 33 filings · Vehicle loan or lease

Nearest relief peer: Toyota Motor Credit Corporation (6% relief)

City Enterprises, LLC (this)6.1%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among City Enterprises, LLC and nearest filing-volume peers

City Enterprises, LLC closes 6.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of City Enterprises, LLC's 33 filings include narrative text

57.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 87.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

City Enterprises, LLC complaint mix by product

Total complaints: 33

City Enterprises, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 33 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 14 complaints (42.4%), resolution 14.3% Vehicle loan 42.4% Debt collection: 7 complaints (21.2%), resolution 0.0% Debt collection 21.2% Credit reporting,: 5 complaints (15.2%), resolution 0.0% Credit reporting, 15.2% Credit reporting: 5 complaints (15.2%), resolution 0.0% Credit reporting 15.2% Payday loan,: 1 complaints (3.0%), resolution 0.0% Consumer Loan: 1 complaints (3.0%), resolution 0.0%
  • Vehicle loan 14 42.4% 14% relief
  • Debt collection 7 21.2% 0% relief
  • Credit reporting, 5 15.2% 0% relief
  • Credit reporting 5 15.2% 0% relief
  • Payday loan, 1 3.0% 0% relief
  • Consumer Loan 1 3.0% 0% relief

How City Enterprises, LLC's 33 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 14
Debt collection 7
Credit reporting, credit repair services, or other personal consumer reports 5
Credit reporting or other personal consumer reports 5
Payday loan, title loan, personal loan, or advance loan 1
Consumer Loan 1

Concentrated filing states for City Enterprises, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TN
57.6% of this company's filings
TN19AL6FL3MS2VA1TX1

City Enterprises, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2015
02468 201520162017201820192020202120222023202420252026 2

Top States

State Complaints
TN 19
AL 6
FL 3
MS 2
VA 1
TX 1

Top Issues

Issue Complaints
Incorrect information on your report 7
Struggling to pay your loan 6
Improper use of your report 4
Managing the loan or lease 2
Problems at the end of the loan or lease 2
Problem with a company's investigation into an existing problem 2
Communication tactics 2
Problem with the payoff process at the end of the loan 1
Took or threatened to take negative or legal action 1
False statements or representation 1
Disclosure verification of debt 1
Problems when you are unable to pay 1
Attempts to collect debt not owed 1
Problem with a credit reporting company's investigation into an existing problem 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 1 100%
2017 1 100%
2018 2 100%
2019 2 100%
2020 1 100%
2021 5 60%
2022 5 100%
2023 7 85.7%
2024 2 100%
2025 4 100%
2026 2 50%

Source: CFPB Consumer Complaint Database

City Enterprises, LLC's narrative-rich complaint ledger

City Enterprises, LLC's 33 logged complaints stay concentrated: only 6 states show a filing. 57.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-05-28.

City Enterprises, LLC answers 87.9% of complaints inside the CFPB's tracked window and closes 90.9% with a written explanation. 6.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about City Enterprises, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for City Enterprises, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for City Enterprises, LLC (87.9% timely; 6.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record