CFPB · Single-product concentration
Circle Internet Financial
88 CFPB complaints · 88.6% in "Money transfer, virtual currency, or money service" · top issue Fraud or scam.
Circle Internet Financial: 88.6% of 88 CFPB complaints sit in "Money transfer, virtual currency, or money service". Timely 81.8% · relief 0%. Allegations, not findings.
- Single-product concentration
- -25% filings 2016 to 2026
CFPB relief outcome brief
CCDB company circle-internet-financial
0% relief · 81.8% timely · 88 filings · Money transfer, virtual currency, or money service
Same-product relief peers
Nearest relief peer: Early Warning Services, LLC (0% relief)
Circle Internet Financial closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Circle Internet Financial's 88 filings include narrative text
62.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Circle Internet Financial complaint mix by product
- Money transfer, 78 88.6% – 0% relief
- Checking or 4 4.5% – 0% relief
- Virtual currency 3 3.4% – 0% relief
- Prepaid card 1 1.1% – 0% relief
- Debt collection 1 1.1% – 0% relief
- Credit reporting, 1 1.1% – 0% relief
How Circle Internet Financial's 88 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Money transfer, virtual currency, or money service | 78 |
| Checking or savings account | 4 |
| Virtual currency | 3 |
| Prepaid card | 1 |
| Debt collection | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Circle Internet Financial complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 8% of this company's filings
Circle Internet Financial falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -25% vs 2016
Top States
| State | Complaints |
|---|---|
| CA | 7 |
| FL | 7 |
| NY | 5 |
| OR | 5 |
| NJ | 4 |
| MA | 4 |
| OH | 2 |
| TX | 2 |
| MI | 2 |
| IL | 2 |
| VA | 2 |
| MD | 2 |
| MO | 2 |
| WA | 2 |
| CO | 2 |
| NC | 2 |
| NE | 1 |
| AZ | 1 |
| MN | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 26 |
| Money was not available when promised | 23 |
| Other transaction problem | 14 |
| Managing, opening, or closing your mobile wallet account | 5 |
| Managing an account | 4 |
| Confusing or missing disclosures | 3 |
| Other service problem | 3 |
| Wrong amount charged or received | 2 |
| Other service issues | 2 |
| Other transaction issues | 1 |
| Attempts to collect debt not owed | 1 |
| Unauthorized transactions or other transaction problem | 1 |
| Unexpected or other fees | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Lost or stolen money order | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 4 | 100% |
| 2017 | 3 | 100% |
| 2018 | 8 | 100% |
| 2019 | 23 | 56.5% |
| 2020 | 4 | 25% |
| 2021 | 8 | 100% |
| 2022 | 16 | 87.5% |
| 2023 | 11 | 90.9% |
| 2024 | 4 | 100% |
| 2025 | 4 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Circle Internet Financial filings cluster in one product
Circle Internet Financial's 88 logged complaints stay concentrated: only 25 states show a filing. 62.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-03-25.
Circle Internet Financial answers 81.8% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfer, virtual currency, or money service" draws the most filings, most often for "Fraud or scam."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Circle Internet Financial.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Circle Internet Financial: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 88.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 81.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Circle Internet Financial (81.8% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration