Choice Capital Fund
25 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Choice Capital Fund complaint mix by product
- Payday loan, 12 48.0% – 17% relief
- Debt collection 9 36.0% – 11% relief
- Payday loan, 4 16.0% – 0% relief
How Choice Capital Fund's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 12 |
| Debt collection | 9 |
| Payday loan, title loan, personal loan, or advance loan | 4 |
Top States
| State | Complaints |
|---|---|
| FL | 10 |
| CA | 5 |
| TX | 4 |
| IN | 2 |
| UT | 1 |
| OK | 1 |
| MI | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 7 |
| Struggling to pay your loan | 5 |
| Loan payment wasn't credited to your account | 2 |
| Communication tactics | 2 |
| Took or threatened to take negative or legal action | 2 |
| Written notification about debt | 2 |
| Electronic communications | 1 |
| Attempts to collect debt not owed | 1 |
| False statements or representation | 1 |
| Received a loan you didn't apply for | 1 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 3 | 66.7% |
| 2019 | 3 | 66.7% |
| 2020 | 4 | 75% |
| 2022 | 2 | 0% |
| 2023 | 3 | 66.7% |
| 2024 | 3 | 0% |
| 2025 | 7 | 14.3% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Choice Capital Fund
Choice Capital Fund's 25 logged complaints stay concentrated: only 8 states show a filing on record. 60% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2018 through 2025-12-29.
Choice Capital Fund answers 40% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 12% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Choice Capital Fund.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Choice Capital Fund have?
25, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Choice Capital Fund respond to complaints on time?
40% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Choice Capital Fund?
"Charged fees or interest you didn't expect", filed under the "Payday loan, title loan, or personal loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.