CFPB · Narrative-heavy record
CFS Holdings, Inc
17 CFPB complaints · 70.6% with narratives · top issue Communication tactics.
CFS Holdings, Inc: 70.6% of 17 filings include consumer narratives. Timely 94.1% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +300% filings 2016 to 2021
CFPB relief outcome brief
CCDB company cfs-holdings-inc
0% relief · 94.1% timely · 17 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
CFS Holdings, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of CFS Holdings, Inc's 17 filings include narrative text
70.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CFS Holdings, Inc complaint mix by product
- Debt collection 8 47.1% – 0% relief
- Credit reporting, 4 23.5% – 0% relief
- Payday loan, 2 11.8% – 0% relief
- Consumer Loan 1 5.9% – 0% relief
- Vehicle loan 1 5.9% – 0% relief
- Credit card 1 5.9% – 0% relief
How CFS Holdings, Inc's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Payday loan, title loan, or personal loan | 2 |
| Consumer Loan | 1 |
| Vehicle loan or lease | 1 |
| Credit card or prepaid card | 1 |
Where CFS Holdings, Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 23.5% of this company's filings
CFS Holdings, Inc rising annual filings
Annual filing volume from the CFPB public database
- 2021
- 4
- +300% vs 2016
Top States
| State | Complaints |
|---|---|
| TX | 4 |
| CA | 4 |
| PA | 2 |
| AZ | 2 |
| CO | 1 |
| MN | 1 |
| MD | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 3 |
| Attempts to collect debt not owed | 2 |
| Improper use of your report | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Managing the loan or lease | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Getting a loan or lease | 1 |
| Written notification about debt | 1 |
| False statements or representation | 1 |
| Incorrect information on your report | 1 |
| Struggling to pay your loan | 1 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2018 | 6 | 100% |
| 2019 | 3 | 66.7% |
| 2020 | 2 | 100% |
| 2021 | 4 | 100% |
Source: CFPB Consumer Complaint Database
CFS Holdings, Inc's narrative-rich complaint ledger
CFS Holdings, Inc's 17 logged complaints stay concentrated: only 8 states show a filing. 70.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2021-04-13.
CFS Holdings, Inc answers 94.1% of complaints inside the CFPB's tracked window and closes 94.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CFS Holdings, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for CFS Holdings, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 17.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for CFS Holdings, Inc (94.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record