CFS Holdings, Inc
17 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CFS Holdings, Inc complaint mix by product
- Debt collection 8 47.1% – 0% relief
- Credit reporting, 4 23.5% – 0% relief
- Payday loan, 2 11.8% – 0% relief
- Consumer Loan 1 5.9% – 0% relief
- Vehicle loan 1 5.9% – 0% relief
- Credit card 1 5.9% – 0% relief
How CFS Holdings, Inc's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Payday loan, title loan, or personal loan | 2 |
| Consumer Loan | 1 |
| Vehicle loan or lease | 1 |
| Credit card or prepaid card | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 4 |
| CA | 4 |
| PA | 2 |
| AZ | 2 |
| CO | 1 |
| MN | 1 |
| MD | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 3 |
| Attempts to collect debt not owed | 2 |
| Improper use of your report | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Managing the loan or lease | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Getting a loan or lease | 1 |
| Written notification about debt | 1 |
| False statements or representation | 1 |
| Incorrect information on your report | 1 |
| Struggling to pay your loan | 1 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2018 | 6 | 100% |
| 2019 | 3 | 66.7% |
| 2020 | 2 | 100% |
| 2021 | 4 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About CFS Holdings, Inc
CFS Holdings, Inc's 17 logged complaints stay concentrated: only 8 states show a filing on record. 70.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2016 through 2021-04-13.
CFS Holdings, Inc answers 94.1% of complaints inside the CFPB's tracked window and closes 94.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CFS Holdings, Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does CFS Holdings, Inc have?
17, per the CFPB's public complaint count for this company (see the full breakdown above).
Does CFS Holdings, Inc respond to complaints on time?
94.1% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about CFS Holdings, Inc?
"Communication tactics", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.