CFPB · Single-product concentration

Certified Recovery Inc

20 CFPB complaints · 100% in "Debt collection" · top issue Written notification about debt.

20 CFPB complaints

Certified Recovery Inc: 100% of 20 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2013 to 2026

CFPB relief outcome brief

CCDB company certified-recovery-inc

0% relief · 100% timely · 20 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Certified Recovery Inc (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Certified Recovery Inc and nearest filing-volume peers

Certified Recovery Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 20 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Certified Recovery Inc complaint mix by product

Total complaints: 20

Certified Recovery Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 20 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 20 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 20 100.0% 0% relief

How Certified Recovery Inc's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 20

Concentrated filing states for Certified Recovery Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WI
65% of this company's filings
WI13MN5IA1MI1

Certified Recovery Inc falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-50% vs 2013
012345 20132014201520172019202020212023202420252026 1

Top States

State Complaints
WI 13
MN 5
IA 1
MI 1

Top Issues

Issue Complaints
Written notification about debt 7
Disclosure verification of debt 3
Took or threatened to take negative or legal action 2
Cont'd attempts collect debt not owed 2
Communication tactics 2
False statements or representation 1
Threatened to contact someone or share information improperly 1
Improper contact or sharing of info 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 4 100%
2015 2 100%
2017 1 100%
2019 2 100%
2020 1 100%
2021 1 100%
2023 4 100%
2024 1 100%
2025 1 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Certified Recovery Inc filings cluster in one product

Certified Recovery Inc's 20 logged complaints stay concentrated: only 4 states show a filing. Only 15% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-03-17.

Certified Recovery Inc answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Certified Recovery Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Certified Recovery Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Certified Recovery Inc (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration