CFPB · Narrative-heavy record
Certified Credit Associates, Inc.
4 CFPB complaints · 100% with narratives · top issue Took or threatened to take negative or legal action.
Certified Credit Associates, Inc.: 100% of 4 filings include consumer narratives. Timely 0% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +200% filings 2017 to 2021
CFPB relief outcome brief
CCDB company certified-credit-associates-inc
0% relief · 0% timely · 4 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Certified Credit Associates, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Certified Credit Associates, Inc. complaint mix by product
- Debt collection 2 50.0% – 0% relief
- Credit reporting, 2 50.0% – 0% relief
How Certified Credit Associates, Inc.'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Where Certified Credit Associates, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TN
- 25% of this company's filings
Certified Credit Associates, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2021
- 3
- +200% vs 2017
Top States
| State | Complaints |
|---|---|
| TN | 1 |
| OH | 1 |
| MT | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 2 |
| Improper use of your report | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 0% |
| 2021 | 3 | 0% |
Source: CFPB Consumer Complaint Database
Certified Credit Associates, Inc.'s narrative-rich complaint ledger
Certified Credit Associates, Inc.'s 4 logged complaints stay concentrated: only 4 states show a filing. 100% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2021-05-17.
Certified Credit Associates, Inc. answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Certified Credit Associates, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Certified Credit Associates, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Certified Credit Associates, Inc. (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record