CFPB · Narrative-heavy record
Century First Credit Solutions
20 CFPB complaints · 45% with narratives · top issue Fraud or scam.
Century First Credit Solutions: 45% of 20 filings include consumer narratives. Timely 55% · relief 15% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2015 to 2026
CFPB relief outcome brief
CCDB company century-first-credit-solutions
15% relief · 55% timely · 20 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Progrexion Holdings, Inc. (12.7% relief)
Century First Credit Solutions closes 15% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Century First Credit Solutions's 20 filings include narrative text
45% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Century First Credit Solutions complaint mix by product
- Credit reporting, 12 60.0% – 17% relief
- Debt collection 4 20.0% – 0% relief
- Debt or 2 10.0% – 0% relief
- Other financial 2 10.0% – 50% relief
How Century First Credit Solutions's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 12 |
| Debt collection | 4 |
| Debt or credit management | 2 |
| Other financial service | 2 |
Concentrated filing states for Century First Credit Solutions
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 65% of this company's filings
Century First Credit Solutions complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| NY | 13 |
| CA | 3 |
| NJ | 2 |
| MS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 7 |
| Problem with customer service | 3 |
| Didn't provide services promised | 2 |
| Took or threatened to take negative or legal action | 2 |
| Confusing or missing disclosures | 2 |
| Excessive fees | 1 |
| Confusing or misleading advertising or marketing | 1 |
| False statements or representation | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2017 | 4 | 50% |
| 2018 | 3 | 100% |
| 2019 | 3 | 100% |
| 2020 | 1 | 0% |
| 2021 | 4 | 25% |
| 2023 | 1 | 100% |
| 2024 | 2 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Century First Credit Solutions's narrative-rich complaint ledger
Century First Credit Solutions's 20 logged complaints stay concentrated: only 4 states show a filing. 45% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-01-27.
Century First Credit Solutions answers 55% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 15% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Fraud or scam."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Century First Credit Solutions.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Century First Credit Solutions: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 20.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 55%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Century First Credit Solutions (55% timely; 15% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record