CFPB · Single-product concentration

Central Business Funding

11 CFPB complaints · 81.8% in "Debt collection" · top issue Took or threatened to take negative or legal action.

11 CFPB complaints

Central Business Funding: 81.8% of 11 CFPB complaints sit in "Debt collection". Timely 54.5% · relief 36.4%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2015 to 2020

CFPB relief outcome brief

CCDB company central-business-funding

36.4% relief · 54.5% timely · 11 filings · Debt collection

Nearest relief peer: R.M. Galicia, Inc. (36.1% relief)

Central Business Funding (th…36.4%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Central Business Funding and nearest filing-volume peers

Central Business Funding closes 36.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 11 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 54.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 36.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Central Business Funding complaint mix by product

Total complaints: 11

Central Business Funding complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 9 complaints (81.8%), resolution 44.4% Debt collection 81.8% Consumer Loan: 1 complaints (9.1%), resolution 0.0% Consumer Loan 9.1% Payday loan,: 1 complaints (9.1%), resolution 0.0% Payday loan, 9.1%
  • Debt collection 9 81.8% 44% relief
  • Consumer Loan 1 9.1% 0% relief
  • Payday loan, 1 9.1% 0% relief

How Central Business Funding's 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 9
Consumer Loan 1
Payday loan, title loan, or personal loan 1

Where Central Business Funding complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
27.3% of this company's filings
TX3FL2IL2TN1CT1MI1GA1

Central Business Funding complaints by year

Annual filing volume from the CFPB public database

Trend in view
2020
2
0% vs 2015
1.522.533.5 20152016201720182020 2

Top States

State Complaints
TX 3
FL 2
IL 2
TN 1
CT 1
MI 1
GA 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 3
Disclosure verification of debt 2
Cont'd attempts collect debt not owed 1
Shopping for a line of credit 1
Communication tactics 1
Attempts to collect debt not owed 1
Written notification about debt 1
Was approved for a loan, but didn't receive the money 1

Yearly Trend

Year Complaints Timely
2015 2 50%
2016 2 100%
2017 3 66.7%
2018 2 50%
2020 2 0%

Source: CFPB Consumer Complaint Database

Central Business Funding filings cluster in one product

Central Business Funding's 11 logged complaints stay concentrated: only 7 states show a filing. Only 27.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2020-06-23.

Central Business Funding answers 54.5% of complaints inside the CFPB's tracked window and closes 36.4% with a written explanation. 36.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Central Business Funding.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Central Business Funding: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Central Business Funding (54.5% timely; 36.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration