CFPB · Mid-pack CFPB posture
Cash Time Title Loans, Inc.
64 CFPB complaints · 4 states · top issue Took or threatened to take negative or legal action.
Cash Time Title Loans, Inc. has 64 consumer complaints in the CFPB public database. Timely response is 82.8%; 14.1% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +220% filings 2014 to 2026
CFPB relief outcome brief
CCDB company cash-time-title-loans-inc
14.1% relief · 82.8% timely · 64 filings · Debt collection
Same-product relief peers
Nearest relief peer: Thaxton Investment Corporation (14.1% relief)
Cash Time Title Loans, Inc. closes 14.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 64 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Cash Time Title Loans, Inc. complaint mix by product
- Debt collection 33 51.6% – 15% relief
- Payday loan, 11 17.2% – 9% relief
- Credit reporting 9 14.1% – 0% relief
- Payday loan, 4 6.3% – 0% relief
- Consumer Loan 4 6.3% – 75% relief
- Credit reporting, 3 4.7% – 0% relief
How Cash Time Title Loans, Inc.'s 64 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 33 |
| Payday loan, title loan, or personal loan | 11 |
| Credit reporting or other personal consumer reports | 9 |
| Payday loan, title loan, personal loan, or advance loan | 4 |
| Consumer Loan | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
Concentrated filing states for Cash Time Title Loans, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 95.3% of this company's filings
Cash Time Title Loans, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 16
- +220% vs 2014
Top States
| State | Complaints |
|---|---|
| AZ | 61 |
| CA | 1 |
| MN | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 20 |
| Incorrect information on your report | 11 |
| Attempts to collect debt not owed | 7 |
| Vehicle was repossessed or sold the vehicle | 3 |
| Communication tactics | 3 |
| Charged fees or interest you didn't expect | 3 |
| Struggling to pay your loan | 3 |
| Improper contact or sharing of info | 2 |
| Problem when making payments | 1 |
| Problems when you are unable to pay | 1 |
| False statements or representation | 1 |
| Taking out the loan or lease | 1 |
| Charged fees or interest I didn't expect | 1 |
| Managing the loan or lease | 1 |
| Can't stop withdrawals from your bank account | 1 |
| Was approved for a loan, but didn't receive money | 1 |
| Loan payment wasn't credited to your account | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Identity theft protection or other monitoring services | 1 |
| Problem with the payoff process at the end of the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 5 | 100% |
| 2015 | 3 | 100% |
| 2016 | 1 | 100% |
| 2017 | 1 | 0% |
| 2018 | 3 | 0% |
| 2019 | 1 | 100% |
| 2020 | 6 | 100% |
| 2021 | 2 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 2 | 100% |
| 2025 | 22 | 68.2% |
| 2026 | 16 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Cash Time Title Loans, Inc.
Cash Time Title Loans, Inc.'s 64 logged complaints stay concentrated: only 4 states show a filing. Only 31.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-24.
Cash Time Title Loans, Inc. answers 82.8% of complaints inside the CFPB's tracked window and closes 79.7% with a written explanation. 14.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cash Time Title Loans, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Cash Time Title Loans, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 64.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 82.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Cash Time Title Loans, Inc. (82.8% timely; 14.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture