2026 data Public-data reference. official source

Cash Time Title Loans, Inc.

47 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

47 consumer complaints filed with the CFPB

This profile shows Cash Time Title Loans, Inc.'s complaint history from CFPB public records. 47 consumers have filed complaints since 2014. The company has a 78.7% timely response rate and has provided relief in 17% of cases.

47
Total Complaints
78.7%
Timely Response
2.1%
Disputed
17%
Relief Provided
3
States Active
2014
Since

Total complaints

47

Filed since 2014

Timely response

78.7%

CFPB-tracked response window

Relief rate

17%

Closed with monetary or non-monetary relief

Timely response rate 78.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 17.0%
Industry median

Share closed with monetary or non-monetary relief.

Cash Time Title Loans, Inc. complaint mix by product

Total complaints: 47

Cash Time Title Loans, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 47 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 22 complaints (46.8%), resolution 22.7% Debt collection 46.8% Payday loan,: 8 complaints (17.0%), resolution 0.0% Payday loan, 17.0% Credit reporting: 7 complaints (14.9%), resolution 0.0% Credit reporting 14.9% Consumer Loan: 4 complaints (8.5%), resolution 75.0% Consumer Loan 8.5% Payday loan,: 3 complaints (6.4%), resolution 0.0% Payday loan, 6.4% Credit reporting,: 3 complaints (6.4%), resolution 0.0% Credit reporting, 6.4%
  • Debt collection 22 46.8% 23% relief
  • Payday loan, 8 17.0% 0% relief
  • Credit reporting 7 14.9% 0% relief
  • Consumer Loan 4 8.5% 75% relief
  • Payday loan, 3 6.4% 0% relief
  • Credit reporting, 3 6.4% 0% relief

How Cash Time Title Loans, Inc.'s 47 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 22
Payday loan, title loan, or personal loan 8
Credit reporting or other personal consumer reports 7
Consumer Loan 4
Payday loan, title loan, personal loan, or advance loan 3
Credit reporting, credit repair services, or other personal consumer reports 3

Top States

State Complaints
AZ 45
CA 1
CO 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 11
Incorrect information on your report 9
Attempts to collect debt not owed 5
Charged fees or interest you didn't expect 3
Communication tactics 3
Improper contact or sharing of info 2
Vehicle was repossessed or sold the vehicle 2
Taking out the loan or lease 1
Problem when making payments 1
Problem with the payoff process at the end of the loan 1
Problems when you are unable to pay 1
Identity theft protection or other monitoring services 1
Loan payment wasn't credited to your account 1
Problem with a credit reporting company's investigation into an existing problem 1
Charged fees or interest I didn't expect 1
Struggling to pay your loan 1
False statements or representation 1
Managing the loan or lease 1
Was approved for a loan, but didn't receive money 1

Yearly Trend

Year Complaints Timely
2014 5 100%
2015 3 100%
2016 1 100%
2018 3 0%
2019 1 100%
2020 4 100%
2021 2 100%
2022 1 100%
2023 1 100%
2024 2 100%
2025 20 65%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Cash Time Title Loans, Inc.

Cash Time Title Loans, Inc. has accumulated 47 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 14 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-04-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Cash Time Title Loans, Inc. reports a 78.7% timely-response rate and has closed 83% of cases with a written explanation to the consumer. 17% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Cash Time Title Loans, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Cash Time Title Loans, Inc. have?

Cash Time Title Loans, Inc. has received 47 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Cash Time Title Loans, Inc. respond to complaints on time?

Cash Time Title Loans, Inc. has a 78.7% timely response rate to CFPB complaints.

What is the most common complaint about Cash Time Title Loans, Inc.?

The most common issue reported against Cash Time Title Loans, Inc. is "Took or threatened to take negative or legal action" in the "Debt collection" product category.

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