Carma Enterprises Inc
37 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Carma Enterprises Inc complaint mix by product
- Credit reporting 11 29.7% – 0% relief
- Debt collection 11 29.7% – 0% relief
- Consumer Loan 6 16.2% – 17% relief
- Credit reporting, 4 10.8% – 0% relief
- Vehicle loan 3 8.1% – 0% relief
- Credit card 1 2.7% – 0% relief
- Payday loan 1 2.7% – 100% relief
How Carma Enterprises Inc's 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 11 |
| Debt collection | 11 |
| Consumer Loan | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Vehicle loan or lease | 3 |
| Credit card or prepaid card | 1 |
| Payday loan | 1 |
Top States
| State | Complaints |
|---|---|
| NV | 18 |
| FL | 3 |
| GA | 2 |
| TX | 2 |
| MO | 1 |
| NC | 1 |
| AL | 1 |
| MD | 1 |
| CT | 1 |
| OH | 1 |
| IL | 1 |
| PA | 1 |
| NY | 1 |
| CA | 1 |
| UT | 1 |
| WI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 8 |
| Problems when you are unable to pay | 6 |
| Attempts to collect debt not owed | 5 |
| Improper use of your report | 4 |
| Communication tactics | 3 |
| Getting a loan or lease | 2 |
| Took or threatened to take negative or legal action | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Problem with a purchase shown on your statement | 1 |
| Repossession | 1 |
| Written notification about debt | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Can't stop charges to bank account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 0% |
| 2016 | 6 | 50% |
| 2020 | 1 | 100% |
| 2021 | 2 | 100% |
| 2022 | 2 | 100% |
| 2023 | 1 | 100% |
| 2024 | 5 | 100% |
| 2025 | 10 | 90% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Carma Enterprises Inc
Carma Enterprises Inc's 37 logged complaints stay concentrated: only 16 states show a filing on record. 48.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2015 through 2026-04-26.
Carma Enterprises Inc answers 81.1% of complaints inside the CFPB's tracked window and closes 94.6% with a written explanation. 5.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Carma Enterprises Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Carma Enterprises Inc have?
37, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Carma Enterprises Inc respond to complaints on time?
81.1% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Carma Enterprises Inc?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.