CFPB · Diversified product mix
Carma Enterprises Inc
37 CFPB complaints · diversified mix (top product 29.7%) · top issue Incorrect information on your report.
Carma Enterprises Inc: top product "Credit reporting or other personal consumer reports" is only 29.7% of 37 - multi-bucket mix. Timely 81.1% · relief 5.4%. Allegations, not findings.
- Diversified product mix
- +133.3% filings 2015 to 2026
CFPB relief outcome brief
CCDB company carma-enterprises-inc
5.4% relief · 81.1% timely · 37 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Mission Financial Services Corporation (5.1% relief)
Carma Enterprises Inc closes 5.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Carma Enterprises Inc's 37 filings include narrative text
48.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Carma Enterprises Inc complaint mix by product
- Credit reporting 11 29.7% – 0% relief
- Debt collection 11 29.7% – 0% relief
- Consumer Loan 6 16.2% – 17% relief
- Credit reporting, 4 10.8% – 0% relief
- Vehicle loan 3 8.1% – 0% relief
- Credit card 1 2.7% – 0% relief
- Payday loan 1 2.7% – 100% relief
How Carma Enterprises Inc's 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 11 |
| Debt collection | 11 |
| Consumer Loan | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Vehicle loan or lease | 3 |
| Credit card or prepaid card | 1 |
| Payday loan | 1 |
Concentrated filing states for Carma Enterprises Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- NV
- 48.6% of this company's filings
Carma Enterprises Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 7
- +133.3% vs 2015
Top States
| State | Complaints |
|---|---|
| NV | 18 |
| FL | 3 |
| GA | 2 |
| TX | 2 |
| MO | 1 |
| NC | 1 |
| AL | 1 |
| MD | 1 |
| CT | 1 |
| OH | 1 |
| IL | 1 |
| PA | 1 |
| NY | 1 |
| CA | 1 |
| UT | 1 |
| WI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 8 |
| Problems when you are unable to pay | 6 |
| Attempts to collect debt not owed | 5 |
| Improper use of your report | 4 |
| Communication tactics | 3 |
| Getting a loan or lease | 2 |
| Took or threatened to take negative or legal action | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Problem with a purchase shown on your statement | 1 |
| Repossession | 1 |
| Written notification about debt | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Can't stop charges to bank account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 0% |
| 2016 | 6 | 50% |
| 2020 | 1 | 100% |
| 2021 | 2 | 100% |
| 2022 | 2 | 100% |
| 2023 | 1 | 100% |
| 2024 | 5 | 100% |
| 2025 | 10 | 90% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database
Carma Enterprises Inc spreads across product buckets
Carma Enterprises Inc's 37 logged complaints stay concentrated: only 16 states show a filing. 48.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-04-26.
Carma Enterprises Inc answers 81.1% of complaints inside the CFPB's tracked window and closes 94.6% with a written explanation. 5.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Carma Enterprises Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Carma Enterprises Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 37.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 81.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Carma Enterprises Inc (81.1% timely; 5.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix