CFPB · Single-product concentration
Cardinal Accounts, Inc.
9 CFPB complaints · 100% in "Debt collection" · top issue Disclosure verification of debt.
Cardinal Accounts, Inc.: 100% of 9 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2015 to 2025
CFPB relief outcome brief
CCDB company cardinal-accounts-inc
0% relief · 100% timely · 9 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Cardinal Accounts, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Cardinal Accounts, Inc. complaint mix by product
- Debt collection 9 100.0% – 0% relief
How Cardinal Accounts, Inc.'s 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
Concentrated filing states for Cardinal Accounts, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- IN
- 88.9% of this company's filings
Cardinal Accounts, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2025
- 2
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| IN | 8 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Disclosure verification of debt | 3 |
| Written notification about debt | 2 |
| Communication tactics | 1 |
| Attempts to collect debt not owed | 1 |
| Taking/threatening an illegal action | 1 |
| False statements or representation | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 100% |
| 2016 | 2 | 100% |
| 2018 | 1 | 100% |
| 2022 | 2 | 100% |
| 2025 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Cardinal Accounts, Inc. filings cluster in one product
Cardinal Accounts, Inc.'s 9 logged complaints stay concentrated: only 2 states show a filing. 44.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-10-10.
Cardinal Accounts, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cardinal Accounts, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Cardinal Accounts, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Cardinal Accounts, Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration