CFPB · Single-product concentration
Baker Recovery Services
5 CFPB complaints · 80% in "Debt collection" · top issue False statements or representation.
Baker Recovery Services: 80% of 5 CFPB complaints sit in "Debt collection". Timely 40% · relief 40%. Allegations, not findings.
- Single-product concentration
- -66.7% filings 2015 to 2023
CFPB relief outcome brief
CCDB company baker-recovery-services
40% relief · 40% timely · 5 filings · Debt collection
Same-product relief peers
Nearest relief peer: SFS, Inc (40% relief)
Baker Recovery Services closes 40% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Baker Recovery Services complaint mix by product
- Debt collection 4 80.0% – 50% relief
- Student loan 1 20.0% – 0% relief
How Baker Recovery Services's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
| Student loan | 1 |
Concentrated filing states for Baker Recovery Services
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 80% of this company's filings
Baker Recovery Services falling annual filings
Annual filing volume from the CFPB public database
- 2023
- 1
- -66.7% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 4 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| False statements or representation | 2 |
| Dealing with your lender or servicer | 1 |
| Disclosure verification of debt | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 66.7% |
| 2017 | 1 | 0% |
| 2023 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Baker Recovery Services filings cluster in one product
Baker Recovery Services's 5 logged complaints stay concentrated: only 2 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2023-04-27.
Baker Recovery Services answers 40% of complaints inside the CFPB's tracked window and closes 40% with a written explanation. 40% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Baker Recovery Services.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Baker Recovery Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 5.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 40%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Baker Recovery Services (40% timely; 40% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration