CFPB · Narrative-heavy record
B&F Finance Corp.
34 CFPB complaints · 41.2% with narratives · top issue Improper use of your report.
B&F Finance Corp.: 41.2% of 34 filings include consumer narratives. Timely 94.1% · relief 5.9% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +150% filings 2015 to 2026
CFPB relief outcome brief
CCDB company b-f-finance-corp
5.9% relief · 94.1% timely · 34 filings · Debt collection
Same-product relief peers
Nearest relief peer: Universal Account Servicing, LLC (5.9% relief)
B&F Finance Corp. closes 5.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of B&F Finance Corp.'s 34 filings include narrative text
41.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
B&F Finance Corp. complaint mix by product
- Debt collection 12 36.4% – 0% relief
- Credit reporting 6 18.2% – 17% relief
- Payday loan, 5 15.2% – 0% relief
- Credit reporting, 4 12.1% – 0% relief
- Payday loan, 3 9.1% – 0% relief
- Consumer Loan 2 6.1% – 50% relief
- Checking or 1 3.0% – 0% relief
How B&F Finance Corp.'s 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 12 |
| Credit reporting or other personal consumer reports | 6 |
| Payday loan, title loan, or personal loan | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Consumer Loan | 2 |
| Checking or savings account | 1 |
| Payday loan | 1 |
Concentrated filing states for B&F Finance Corp.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 73.5% of this company's filings
B&F Finance Corp. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 5
- +150% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 25 |
| OK | 5 |
| NJ | 1 |
| MS | 1 |
| NM | 1 |
| WA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 6 |
| Took or threatened to take negative or legal action | 5 |
| Incorrect information on your report | 4 |
| Problem when making payments | 4 |
| Communication tactics | 3 |
| Attempts to collect debt not owed | 2 |
| Struggling to pay your loan | 2 |
| Managing an account | 1 |
| Payment to acct not credited | 1 |
| Improper contact or sharing of info | 1 |
| Problems when you are unable to pay | 1 |
| Managing the loan or lease | 1 |
| Credit limit changed | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 50% |
| 2016 | 1 | 100% |
| 2017 | 4 | 100% |
| 2018 | 2 | 100% |
| 2019 | 2 | 50% |
| 2020 | 1 | 100% |
| 2021 | 2 | 100% |
| 2022 | 3 | 100% |
| 2023 | 3 | 100% |
| 2024 | 4 | 100% |
| 2025 | 5 | 100% |
| 2026 | 5 | 100% |
Source: CFPB Consumer Complaint Database
B&F Finance Corp.'s narrative-rich complaint ledger
B&F Finance Corp.'s 34 logged complaints stay concentrated: only 6 states show a filing. 41.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-23.
B&F Finance Corp. answers 94.1% of complaints inside the CFPB's tracked window and closes 79.4% with a written explanation. 5.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about B&F Finance Corp..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for B&F Finance Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 34.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for B&F Finance Corp. (94.1% timely; 5.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record