CFPB · Narrative-heavy record

Automotive Management Services, Inc.

34 CFPB complaints · 50% with narratives · top issue Incorrect information on your report.

34 CFPB complaints

Automotive Management Services, Inc.: 50% of 34 filings include consumer narratives. Timely 61.8% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • -75% filings 2015 to 2026

CFPB relief outcome brief

CCDB company automotive-management-services-inc

0% relief · 61.8% timely · 34 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

Automotive Management Servic…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Automotive Management Services, Inc. and nearest filing-volume peers

Automotive Management Services, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Automotive Management Services, Inc.'s 34 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 61.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Automotive Management Services, Inc. complaint mix by product

Total complaints: 34

Automotive Management Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 34 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 14 complaints (41.2%), resolution 0.0% Vehicle loan 41.2% Debt collection: 8 complaints (23.5%), resolution 0.0% Debt collection 23.5% Credit reporting,: 6 complaints (17.6%), resolution 0.0% Credit reporting, 17.6% Consumer Loan: 4 complaints (11.8%), resolution 0.0% Consumer Loan 11.8% Credit reporting: 2 complaints (5.9%), resolution 0.0%
  • Vehicle loan 14 41.2% 0% relief
  • Debt collection 8 23.5% 0% relief
  • Credit reporting, 6 17.6% 0% relief
  • Consumer Loan 4 11.8% 0% relief
  • Credit reporting 2 5.9% 0% relief

How Automotive Management Services, Inc.'s 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 14
Debt collection 8
Credit reporting, credit repair services, or other personal consumer reports 6
Consumer Loan 4
Credit reporting or other personal consumer reports 2

Concentrated filing states for Automotive Management Services, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
79.4% of this company's filings
NC27SC4FL1TX1

Automotive Management Services, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-75% vs 2015
0246810 2015201720182019202020222023202420252026 1

Top States

State Complaints
NC 27
SC 4
FL 1
TX 1

Top Issues

Issue Complaints
Incorrect information on your report 7
Struggling to pay your loan 5
Repossession 4
Communication tactics 3
Managing the loan or lease 3
Improper use of your report 2
Problems when you are unable to pay 2
Attempts to collect debt not owed 2
Getting a loan or lease 1
Problems at the end of the loan or lease 1
Written notification about debt 1
False statements or representation 1
Disclosure verification of debt 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2015 4 0%
2017 3 0%
2018 2 0%
2019 1 0%
2020 1 0%
2022 6 83.3%
2023 5 100%
2024 3 100%
2025 8 100%
2026 1 0%

Source: CFPB Consumer Complaint Database

Automotive Management Services, Inc.'s narrative-rich complaint ledger

Automotive Management Services, Inc.'s 34 logged complaints stay concentrated: only 4 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-04-10.

Automotive Management Services, Inc. answers 61.8% of complaints inside the CFPB's tracked window and closes 97.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Automotive Management Services, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Automotive Management Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Automotive Management Services, Inc. (61.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record