CFPB · Diversified product mix

Auto Buyers Credit LLC

18 CFPB complaints · diversified mix (top product 33.3%) · top issue Attempts to collect debt not owed.

18 CFPB complaints

Auto Buyers Credit LLC: top product "Debt collection" is only 33.3% of 18 - multi-bucket mix. Timely 0% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +200% filings 2016 to 2026

CFPB relief outcome brief

CCDB company auto-buyers-credit-llc

0% relief · 0% timely · 18 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Auto Buyers Credit LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Auto Buyers Credit LLC and nearest filing-volume peers

Auto Buyers Credit LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 18 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Auto Buyers Credit LLC complaint mix by product

Total complaints: 18

Auto Buyers Credit LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 6 complaints (33.3%), resolution 0.0% Debt collection 33.3% Credit reporting,: 4 complaints (22.2%), resolution 0.0% Credit reporting, 22.2% Credit reporting: 4 complaints (22.2%), resolution 0.0% Credit reporting 22.2% Vehicle loan: 2 complaints (11.1%), resolution 0.0% Vehicle loan 11.1% Checking or: 1 complaints (5.6%), resolution 0.0% Consumer Loan: 1 complaints (5.6%), resolution 0.0%
  • Debt collection 6 33.3% 0% relief
  • Credit reporting, 4 22.2% 0% relief
  • Credit reporting 4 22.2% 0% relief
  • Vehicle loan 2 11.1% 0% relief
  • Checking or 1 5.6% 0% relief
  • Consumer Loan 1 5.6% 0% relief

How Auto Buyers Credit LLC's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 6
Credit reporting, credit repair services, or other personal consumer reports 4
Credit reporting or other personal consumer reports 4
Vehicle loan or lease 2
Checking or savings account 1
Consumer Loan 1

Concentrated filing states for Auto Buyers Credit LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
44.4% of this company's filings
FL8MI3MO1PA1SC1AK1GA1AL1

Auto Buyers Credit LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2016
02468 2016202020222023202420252026 3

Top States

State Complaints
FL 8
MI 3
MO 1
PA 1
SC 1
AK 1
GA 1
AL 1
CA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 5
Incorrect information on your report 4
Repossession 2
Improper use of your report 2
Problem with a credit reporting company's investigation into an existing problem 2
Took or threatened to take negative or legal action 1
Closing an account 1
Managing the loan or lease 1

Yearly Trend

Year Complaints Timely
2016 1 0%
2020 1 0%
2022 2 0%
2023 1 0%
2024 4 0%
2025 6 0%
2026 3 0%

Source: CFPB Consumer Complaint Database

Auto Buyers Credit LLC spreads across product buckets

Auto Buyers Credit LLC's 18 logged complaints stay concentrated: only 9 states show a filing. Only 38.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2026-04-22.

Auto Buyers Credit LLC answers 0% of complaints inside the CFPB's tracked window and closes 5.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Auto Buyers Credit LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Auto Buyers Credit LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Auto Buyers Credit LLC (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix