CFPB · Narrative-heavy record
Auto Acceptance, LLC
20 CFPB complaints · 70% with narratives · top issue Incorrect information on your report.
Auto Acceptance, LLC: 70% of 20 filings include consumer narratives. Timely 5% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2016 to 2026
CFPB relief outcome brief
CCDB company auto-acceptance-llc
0% relief · 5% timely · 20 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
Auto Acceptance, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Auto Acceptance, LLC's 20 filings include narrative text
70% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Auto Acceptance, LLC complaint mix by product
- Vehicle loan 8 40.0% – 0% relief
- Credit reporting, 4 20.0% – 0% relief
- Debt collection 3 15.0% – 0% relief
- Credit reporting 3 15.0% – 0% relief
- Credit card 1 5.0% – 0% relief
- Consumer Loan 1 5.0% – 0% relief
How Auto Acceptance, LLC's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Debt collection | 3 |
| Credit reporting or other personal consumer reports | 3 |
| Credit card | 1 |
| Consumer Loan | 1 |
Where Auto Acceptance, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 15% of this company's filings
Auto Acceptance, LLC complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2016
Top States
| State | Complaints |
|---|---|
| GA | 3 |
| KY | 3 |
| TX | 3 |
| VA | 2 |
| IL | 2 |
| DE | 1 |
| MI | 1 |
| OH | 1 |
| CA | 1 |
| NV | 1 |
| MO | 1 |
| AL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 6 |
| Managing the loan or lease | 4 |
| Credit monitoring or identity theft protection services | 2 |
| Getting a loan or lease | 1 |
| Problems at the end of the loan or lease | 1 |
| Took or threatened to take negative or legal action | 1 |
| Repossession | 1 |
| Other features, terms, or problems | 1 |
| Written notification about debt | 1 |
| Struggling to pay your loan | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 0% |
| 2020 | 1 | 0% |
| 2021 | 1 | 100% |
| 2022 | 3 | 0% |
| 2023 | 7 | 0% |
| 2024 | 1 | 0% |
| 2025 | 5 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Auto Acceptance, LLC's narrative-rich complaint ledger
Auto Acceptance, LLC's 20 logged complaints stay concentrated: only 12 states show a filing. 70% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-04.
Auto Acceptance, LLC answers 5% of complaints inside the CFPB's tracked window and closes 15% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Auto Acceptance, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Auto Acceptance, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 20.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Auto Acceptance, LLC (5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record