CFPB · Single-product concentration
ATG Credit, LLC
599 CFPB complaints · 79.8% in "Debt collection" · top issue Attempts to collect debt not owed.
ATG Credit, LLC: 79.8% of 599 CFPB complaints sit in "Debt collection". Timely 97.5% · relief 0.7%. Allegations, not findings.
- Single-product concentration
- +52.6% filings 2013 to 2026
CFPB relief outcome brief
CCDB company atg-credit-llc
0.7% relief · 97.5% timely · 599 filings · Debt collection
Same-product relief peers
Nearest relief peer: Ad Astra Recovery Services Inc (0.7% relief)
ATG Credit, LLC closes 0.7% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of ATG Credit, LLC's 599 filings include narrative text
41.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
ATG Credit, LLC complaint mix by product
- Debt collection 478 80.1% – 1% relief
- Credit reporting, 70 11.7% – 0% relief
- Credit reporting 37 6.2% – 0% relief
- Student loan 7 1.2% – 0% relief
- Credit reporting 3 0.5% – 0% relief
- Credit card 1 0.2% – 0% relief
- Debt or 1 0.2% – 0% relief
How ATG Credit, LLC's 599 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 478 |
| Credit reporting, credit repair services, or other personal consumer reports | 70 |
| Credit reporting or other personal consumer reports | 37 |
| Student loan | 7 |
| Credit reporting | 3 |
| Credit card | 1 |
| Debt or credit management | 1 |
| Bank account or service | 1 |
| Consumer Loan | 1 |
Nationwide filing states for ATG Credit, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 32.2% of this company's filings
ATG Credit, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 29
- +52.6% vs 2013
Top States
| State | Complaints |
|---|---|
| IL | 193 |
| GA | 43 |
| CA | 43 |
| FL | 40 |
| TX | 38 |
| NY | 24 |
| MI | 15 |
| OH | 12 |
| CO | 12 |
| AL | 12 |
| SC | 12 |
| LA | 12 |
| TN | 11 |
| WI | 10 |
| NC | 10 |
| IN | 10 |
| MO | 9 |
| PA | 9 |
| VA | 8 |
| AZ | 7 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 155 |
| Written notification about debt | 91 |
| Cont'd attempts collect debt not owed | 69 |
| Communication tactics | 49 |
| Incorrect information on your report | 48 |
| Disclosure verification of debt | 41 |
| False statements or representation | 35 |
| Problem with a credit reporting company's investigation into an existing problem | 32 |
| Took or threatened to take negative or legal action | 22 |
| Improper use of your report | 20 |
| Improper contact or sharing of info | 7 |
| Problem with a company's investigation into an existing problem | 6 |
| Dealing with my lender or servicer | 5 |
| Threatened to contact someone or share information improperly | 4 |
| Taking/threatening an illegal action | 4 |
| Incorrect information on credit report | 2 |
| Credit monitoring or identity theft protection services | 1 |
| Dealing with your lender or servicer | 1 |
| Electronic communications | 1 |
| Confusing or misleading advertising or marketing | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 19 | 78.9% |
| 2014 | 45 | 97.8% |
| 2015 | 48 | 100% |
| 2016 | 40 | 100% |
| 2017 | 49 | 100% |
| 2018 | 38 | 100% |
| 2019 | 34 | 100% |
| 2020 | 36 | 100% |
| 2021 | 64 | 100% |
| 2022 | 62 | 98.4% |
| 2023 | 40 | 97.5% |
| 2024 | 38 | 86.8% |
| 2025 | 57 | 98.2% |
| 2026 | 29 | 93.1% |
Source: CFPB Consumer Complaint Database
ATG Credit, LLC filings cluster in one product
ATG Credit, LLC's 599 logged complaints reach a nationwide footprint - 44 states have at least one filing. 41.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-03.
ATG Credit, LLC answers 97.5% of complaints inside the CFPB's tracked window and closes 96% with a written explanation. 0.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about ATG Credit, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for ATG Credit, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 599.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for ATG Credit, LLC (97.5% timely; 0.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration