ATG Credit, LLC
599 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
ATG Credit, LLC complaint mix by product
- Debt collection 478 80.1% – 1% relief
- Credit reporting, 70 11.7% – 0% relief
- Credit reporting 37 6.2% – 0% relief
- Student loan 7 1.2% – 0% relief
- Credit reporting 3 0.5% – 0% relief
- Credit card 1 0.2% – 0% relief
- Debt or 1 0.2% – 0% relief
How ATG Credit, LLC's 599 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 478 |
| Credit reporting, credit repair services, or other personal consumer reports | 70 |
| Credit reporting or other personal consumer reports | 37 |
| Student loan | 7 |
| Credit reporting | 3 |
| Credit card | 1 |
| Debt or credit management | 1 |
| Bank account or service | 1 |
| Consumer Loan | 1 |
Top States
| State | Complaints |
|---|---|
| IL | 193 |
| GA | 43 |
| CA | 43 |
| FL | 40 |
| TX | 38 |
| NY | 24 |
| MI | 15 |
| OH | 12 |
| CO | 12 |
| AL | 12 |
| SC | 12 |
| LA | 12 |
| TN | 11 |
| WI | 10 |
| NC | 10 |
| IN | 10 |
| MO | 9 |
| PA | 9 |
| VA | 8 |
| AZ | 7 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 155 |
| Written notification about debt | 91 |
| Cont'd attempts collect debt not owed | 69 |
| Communication tactics | 49 |
| Incorrect information on your report | 48 |
| Disclosure verification of debt | 41 |
| False statements or representation | 35 |
| Problem with a credit reporting company's investigation into an existing problem | 32 |
| Took or threatened to take negative or legal action | 22 |
| Improper use of your report | 20 |
| Improper contact or sharing of info | 7 |
| Problem with a company's investigation into an existing problem | 6 |
| Dealing with my lender or servicer | 5 |
| Threatened to contact someone or share information improperly | 4 |
| Taking/threatening an illegal action | 4 |
| Incorrect information on credit report | 2 |
| Credit monitoring or identity theft protection services | 1 |
| Dealing with your lender or servicer | 1 |
| Electronic communications | 1 |
| Confusing or misleading advertising or marketing | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 19 | 78.9% |
| 2014 | 45 | 97.8% |
| 2015 | 48 | 100% |
| 2016 | 40 | 100% |
| 2017 | 49 | 100% |
| 2018 | 38 | 100% |
| 2019 | 34 | 100% |
| 2020 | 36 | 100% |
| 2021 | 64 | 100% |
| 2022 | 62 | 98.4% |
| 2023 | 40 | 97.5% |
| 2024 | 38 | 86.8% |
| 2025 | 57 | 98.2% |
| 2026 | 29 | 93.1% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About ATG Credit, LLC
ATG Credit, LLC's 599 logged complaints reach a nationwide footprint - 44 states have at least one filing on record. 41.9% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-03.
ATG Credit, LLC answers 97.5% of complaints inside the CFPB's tracked window and closes 96% with a written explanation. 0.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about ATG Credit, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does ATG Credit, LLC have?
599, per the CFPB's public complaint count for this company (see the full breakdown above).
Does ATG Credit, LLC respond to complaints on time?
97.5% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about ATG Credit, LLC?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.