2026 data Public-data reference Official source

Americas Car-Mart, Inc.

587 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

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587
Total Complaints
99.8%
Timely Response
0%
Disputed
0.3%
Relief Provided
32
States Active
2014
Since

Data updated June 2026

Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.3%
Industry median

Share closed with monetary or non-monetary relief.

Americas Car-Mart, Inc. complaint mix by product

Total complaints: 587

Americas Car-Mart, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 587 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 222 complaints (37.9%), resolution 0.0% Vehicle loan 37.9% Credit reporting: 171 complaints (29.2%), resolution 0.0% Credit reporting 29.2% Debt collection: 134 complaints (22.9%), resolution 0.0% Debt collection 22.9% Credit reporting,: 42 complaints (7.2%), resolution 0.0% Credit reporting, 7.2% Consumer Loan: 12 complaints (2.1%), resolution 16.7% Credit card: 2 complaints (0.3%), resolution 0.0% Debt or: 2 complaints (0.3%), resolution 0.0%
  • Vehicle loan 222 37.9% – 0% relief
  • Credit reporting 171 29.2% – 0% relief
  • Debt collection 134 22.9% – 0% relief
  • Credit reporting, 42 7.2% – 0% relief
  • Consumer Loan 12 2.1% – 17% relief
  • Credit card 2 0.3% – 0% relief
  • Debt or 2 0.3% – 0% relief

How Americas Car-Mart, Inc.'s 587 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 222
Credit reporting or other personal consumer reports 171
Debt collection 134
Credit reporting, credit repair services, or other personal consumer reports 42
Consumer Loan 12
Credit card 2
Debt or credit management 2
Money transfer, virtual currency, or money service 1
Payday loan, title loan, or personal loan 1

Top States

State Complaints
AR 109
GA 89
TX 65
AL 54
OK 44
TN 39
MS 36
MO 35
KY 26
FL 16
IL 14
KS 9
IA 5
CO 5
NV 4
IN 4
MN 3
LA 3
VA 3
CA 2

Top Issues

Issue Complaints
Incorrect information on your report 118
Repossession 95
Problem with a company's investigation into an existing problem 56
Managing the loan or lease 46
Improper use of your report 44
Took or threatened to take negative or legal action 38
False statements or representation 29
Written notification about debt 28
Struggling to pay your loan 27
Attempts to collect debt not owed 26
Getting a loan or lease 20
Problem with a credit reporting company's investigation into an existing problem 14
Problems at the end of the loan or lease 14
Communication tactics 11
Credit monitoring or identity theft protection services 6
Taking out the loan or lease 4
Problem when making payments 2
Didn't provide services promised 2
Problems when you are unable to pay 2
Unable to get your credit report or credit score 1

Yearly Trend

Year Complaints Timely
2014 2 100%
2015 2 100%
2016 8 100%
2017 7 100%
2018 20 100%
2019 12 100%
2020 14 100%
2021 14 100%
2022 43 100%
2023 45 100%
2024 93 100%
2025 201 99.5%
2026 126 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Americas Car-Mart, Inc.

Americas Car-Mart, Inc.'s 587 logged complaints stay concentrated: only 32 states show a filing on record. 48.2% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-26.

Americas Car-Mart, Inc. answers 99.8% of complaints inside the CFPB's tracked window and closes 99.1% with a written explanation. 0.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Americas Car-Mart, Inc..

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Americas Car-Mart, Inc. have?

587, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Americas Car-Mart, Inc. respond to complaints on time?

99.8% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Americas Car-Mart, Inc.?

"Incorrect information on your report", filed under the "Vehicle loan or lease" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.