CFPB · Narrative-heavy record
American Debt Consolidation
7 CFPB complaints · 57.1% with narratives · top issue Dealing with your lender or servicer.
American Debt Consolidation: 57.1% of 7 filings include consumer narratives. Timely 57.1% · relief 0% · top product Student loan. Allegations, not findings.
- Narrative-heavy record
- -50% filings 2017 to 2026
CFPB relief outcome brief
CCDB company american-debt-consolidation
0% relief · 57.1% timely · 7 filings · Student loan
Same-product relief peers
Nearest relief peer: EdFinancial Services (0% relief)
American Debt Consolidation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
American Debt Consolidation complaint mix by product
- Student loan 4 57.1% – 0% relief
- Debt or 2 28.6% – 0% relief
- Debt collection 1 14.3% – 0% relief
How American Debt Consolidation's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Student loan | 4 |
| Debt or credit management | 2 |
| Debt collection | 1 |
Where American Debt Consolidation complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- PA
- 28.6% of this company's filings
American Debt Consolidation falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2017
Top States
| State | Complaints |
|---|---|
| PA | 2 |
| TN | 2 |
| FL | 1 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Dealing with your lender or servicer | 3 |
| Didn't provide services promised | 2 |
| Communication tactics | 1 |
| Struggling to repay your loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 2 | 100% |
| 2018 | 2 | 100% |
| 2024 | 2 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
American Debt Consolidation's narrative-rich complaint ledger
American Debt Consolidation's 7 logged complaints stay concentrated: only 4 states show a filing. 57.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-01-26.
American Debt Consolidation answers 57.1% of complaints inside the CFPB's tracked window and closes 57.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Debt Consolidation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for American Debt Consolidation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 7.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 57.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for American Debt Consolidation (57.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record