2026 data Public-data reference. official source

All Debt Solutions Inc. dba: 1st Class Agency

44 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

44 consumer complaints filed with the CFPB

This profile shows All Debt Solutions Inc. dba: 1st Class Agency's complaint history from CFPB public records. 44 consumers have filed complaints since 2020. The company has a 93.2% timely response rate and has provided relief in 0% of cases.

44
Total Complaints
93.2%
Timely Response
0%
Disputed
0%
Relief Provided
15
States Active
2020
Since

Total complaints

44

Filed since 2020

Timely response

93.2%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 93.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

All Debt Solutions Inc. dba: 1st Class Agency complaint mix by product

Total complaints: 44

All Debt Solutions Inc. dba: 1st Class Agency complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 44 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 36 complaints (81.8%), resolution 0.0% Debt collection 81.8% Credit reporting: 3 complaints (6.8%), resolution 0.0% Credit reporting 6.8% Credit reporting,: 3 complaints (6.8%), resolution 0.0% Credit reporting, 6.8% Debt or: 2 complaints (4.5%), resolution 0.0%
  • Debt collection 36 81.8% 0% relief
  • Credit reporting 3 6.8% 0% relief
  • Credit reporting, 3 6.8% 0% relief
  • Debt or 2 4.5% 0% relief

How All Debt Solutions Inc. dba: 1st Class Agency's 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 36
Credit reporting or other personal consumer reports 3
Credit reporting, credit repair services, or other personal consumer reports 3
Debt or credit management 2

Top States

State Complaints
FL 10
MA 10
TX 4
GA 3
NJ 3
MI 2
MO 2
RI 2
OH 2
NY 1
AR 1
NH 1
PA 1
SC 1
AL 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 19
Written notification about debt 8
False statements or representation 4
Incorrect information on your report 4
Took or threatened to take negative or legal action 2
Communication tactics 2
Threatened to contact someone or share information improperly 1
Unauthorized withdrawals or charges 1
Problem with a credit reporting company's investigation into an existing problem 1
Charged upfront or unexpected fees 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2021 6 100%
2022 6 100%
2023 11 100%
2024 13 92.3%
2025 5 100%
2026 2 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About All Debt Solutions Inc. dba: 1st Class Agency

All Debt Solutions Inc. dba: 1st Class Agency has accumulated 44 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 18 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-02-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, All Debt Solutions Inc. dba: 1st Class Agency reports a 93.2% timely-response rate and has closed 95.5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating All Debt Solutions Inc. dba: 1st Class Agency: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does All Debt Solutions Inc. dba: 1st Class Agency have?

All Debt Solutions Inc. dba: 1st Class Agency has received 44 consumer complaints filed with the Consumer Financial Protection Bureau.

Does All Debt Solutions Inc. dba: 1st Class Agency respond to complaints on time?

All Debt Solutions Inc. dba: 1st Class Agency has a 93.2% timely response rate to CFPB complaints.

What is the most common complaint about All Debt Solutions Inc. dba: 1st Class Agency?

The most common issue reported against All Debt Solutions Inc. dba: 1st Class Agency is "Attempts to collect debt not owed" in the "Debt collection" product category.

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