CFPB · Single-product concentration
All Debt Solutions Inc. dba: 1st Class Agency
51 CFPB complaints · 86.3% in "Debt collection" · top issue Attempts to collect debt not owed.
All Debt Solutions Inc. dba: 1st Class Agency: 86.3% of 51 CFPB complaints sit in "Debt collection". Timely 98% · relief 0%. Allegations, not findings.
- Single-product concentration
- +66.7% filings 2020 to 2025
CFPB relief outcome brief
CCDB company all-debt-solutions-inc-dba-1st-class-agency
0% relief · 98% timely · 51 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
All Debt Solutions Inc. dba: 1st Class Agency closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of All Debt Solutions Inc. dba: 1st Class Agency's 51 filings include narrative text
52.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
All Debt Solutions Inc. dba: 1st Class Agency complaint mix by product
- Debt collection 44 86.3% – 0% relief
- Credit reporting, 3 5.9% – 0% relief
- Credit reporting 3 5.9% – 0% relief
- Debt or 1 2.0% – 0% relief
How All Debt Solutions Inc. dba: 1st Class Agency's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 44 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Credit reporting or other personal consumer reports | 3 |
| Debt or credit management | 1 |
Where All Debt Solutions Inc. dba: 1st Class Agency complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MA
- 25.5% of this company's filings
All Debt Solutions Inc. dba: 1st Class Agency rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 5
- +66.7% vs 2020
Top States
| State | Complaints |
|---|---|
| MA | 13 |
| FL | 10 |
| NJ | 4 |
| GA | 4 |
| TX | 3 |
| RI | 2 |
| OH | 2 |
| MO | 2 |
| NH | 2 |
| PA | 1 |
| AL | 1 |
| MS | 1 |
| MI | 1 |
| AR | 1 |
| VT | 1 |
| NY | 1 |
| AZ | 1 |
| SC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 24 |
| Written notification about debt | 10 |
| Incorrect information on your report | 4 |
| False statements or representation | 4 |
| Took or threatened to take negative or legal action | 3 |
| Communication tactics | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Improper use of your report | 1 |
| Charged upfront or unexpected fees | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 3 | 100% |
| 2021 | 8 | 100% |
| 2022 | 7 | 100% |
| 2023 | 13 | 100% |
| 2024 | 15 | 93.3% |
| 2025 | 5 | 100% |
Source: CFPB Consumer Complaint Database
All Debt Solutions Inc. dba: 1st Class Agency filings cluster in one product
All Debt Solutions Inc. dba: 1st Class Agency's 51 logged complaints stay concentrated: only 18 states show a filing. 52.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2025-05-28.
All Debt Solutions Inc. dba: 1st Class Agency answers 98% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about All Debt Solutions Inc. dba: 1st Class Agency.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for All Debt Solutions Inc. dba: 1st Class Agency: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 51.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for All Debt Solutions Inc. dba: 1st Class Agency (98% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration