CFPB · Single-product concentration
Affirmative Law, PC
12 CFPB complaints · 91.7% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Affirmative Law, PC: 91.7% of 12 CFPB complaints sit in "Debt collection". Timely 0% · relief 0%. Allegations, not findings.
- Single-product concentration
- -28.6% filings 2025 to 2026
CFPB relief outcome brief
CCDB company affirmative-law-pc
0% relief · 0% timely · 12 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Affirmative Law, PC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 12 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Affirmative Law, PC complaint mix by product
- Debt collection 11 91.7% – 0% relief
- Credit reporting 1 8.3% – 0% relief
How Affirmative Law, PC's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 11 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for Affirmative Law, PC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 41.7% of this company's filings
Affirmative Law, PC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 5
- -28.6% vs 2025
Top States
| State | Complaints |
|---|---|
| TX | 5 |
| FL | 2 |
| NC | 2 |
| AR | 1 |
| AZ | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 7 |
| Attempts to collect debt not owed | 4 |
| Problem with a company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2025 | 7 | 0% |
| 2026 | 5 | 0% |
Source: CFPB Consumer Complaint Database
Affirmative Law, PC filings cluster in one product
Affirmative Law, PC's 12 logged complaints stay concentrated: only 6 states show a filing. Only 16.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2025 through 2026-03-31.
Affirmative Law, PC answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Affirmative Law, PC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Affirmative Law, PC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 12.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Affirmative Law, PC (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration