CFPB · Single-product concentration

AdvantageFirst Lending Inc.

18 CFPB complaints · 88.9% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

18 CFPB complaints

AdvantageFirst Lending Inc.: 88.9% of 18 CFPB complaints sit in "Mortgage". Timely 83.3% · relief 5.6%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2021 to 2026

CFPB relief outcome brief

CCDB company advantagefirst-lending-inc

5.6% relief · 83.3% timely · 18 filings · Mortgage

Nearest relief peer: Flagstar Bank, N.A. (5.6% relief)

AdvantageFirst Lending Inc. …5.6%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among AdvantageFirst Lending Inc. and nearest filing-volume peers

AdvantageFirst Lending Inc. closes 5.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 18 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 83.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

AdvantageFirst Lending Inc. complaint mix by product

Total complaints: 18

AdvantageFirst Lending Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 16 complaints (88.9%), resolution 6.3% Mortgage 88.9% Credit reporting: 1 complaints (5.6%), resolution 0.0% Checking or: 1 complaints (5.6%), resolution 0.0%
  • Mortgage 16 88.9% 6% relief
  • Credit reporting 1 5.6% 0% relief
  • Checking or 1 5.6% 0% relief

How AdvantageFirst Lending Inc.'s 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 16
Credit reporting or other personal consumer reports 1
Checking or savings account 1

Where AdvantageFirst Lending Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
22.2% of this company's filings
CA4AL2MI2TN2FL2TX2MD1NJ1

AdvantageFirst Lending Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2021
0123456 202120222023202420252026 3

Top States

State Complaints
CA 4
AL 2
MI 2
TN 2
FL 2
TX 2
MD 1
NJ 1
NC 1
AZ 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 12
Closing on a mortgage 3
Problem with a company's investigation into an existing problem 1
Problem with a lender or other company charging your account 1
Trouble during payment process 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2022 3 100%
2023 1 100%
2024 5 100%
2025 5 100%
2026 3 0%

Source: CFPB Consumer Complaint Database

AdvantageFirst Lending Inc. filings cluster in one product

AdvantageFirst Lending Inc.'s 18 logged complaints stay concentrated: only 10 states show a filing. Only 38.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-05-24.

AdvantageFirst Lending Inc. answers 83.3% of complaints inside the CFPB's tracked window and closes 88.9% with a written explanation. 5.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about AdvantageFirst Lending Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for AdvantageFirst Lending Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for AdvantageFirst Lending Inc. (83.3% timely; 5.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration