CFPB · Narrative-heavy record
ACQ Holdings, LLC.
27 CFPB complaints · 70.4% with narratives · top issue Charged fees or interest you didn't expect.
ACQ Holdings, LLC.: 70.4% of 27 filings include consumer narratives. Timely 96.3% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- -66.7% filings 2016 to 2026
CFPB relief outcome brief
CCDB company acq-holdings-llc
0% relief · 96.3% timely · 27 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
ACQ Holdings, LLC. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of ACQ Holdings, LLC.'s 27 filings include narrative text
70.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
ACQ Holdings, LLC. complaint mix by product
- Debt collection 13 48.1% – 0% relief
- Payday loan, 12 44.4% – 0% relief
- Payday loan, 1 3.7% – 0% relief
- Payday loan 1 3.7% – 0% relief
How ACQ Holdings, LLC.'s 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 13 |
| Payday loan, title loan, or personal loan | 12 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Payday loan | 1 |
Concentrated filing states for ACQ Holdings, LLC.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 44.4% of this company's filings
ACQ Holdings, LLC. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -66.7% vs 2016
Top States
| State | Complaints |
|---|---|
| TX | 12 |
| MO | 6 |
| WI | 5 |
| SC | 2 |
| AZ | 1 |
| IN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 7 |
| Took or threatened to take negative or legal action | 4 |
| Communication tactics | 3 |
| Struggling to pay your loan | 2 |
| Attempts to collect debt not owed | 2 |
| Written notification about debt | 2 |
| False statements or representation | 2 |
| Received a loan you didn't apply for | 1 |
| Charged fees or interest I didn't expect | 1 |
| Can't stop withdrawals from your bank account | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Getting the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 3 | 66.7% |
| 2018 | 4 | 100% |
| 2019 | 3 | 100% |
| 2020 | 5 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 5 | 100% |
| 2024 | 3 | 100% |
| 2025 | 1 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
ACQ Holdings, LLC.'s narrative-rich complaint ledger
ACQ Holdings, LLC.'s 27 logged complaints stay concentrated: only 6 states show a filing. 70.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-05-26.
ACQ Holdings, LLC. answers 96.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about ACQ Holdings, LLC..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for ACQ Holdings, LLC.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 27.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for ACQ Holdings, LLC. (96.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record