2026 data Public-data reference. official source

Account Recovery Service, Inc. (WI)

11 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

11 consumer complaints filed with the CFPB

This profile shows Account Recovery Service, Inc. (WI)'s complaint history from CFPB public records. 11 consumers have filed complaints since 2014. The company has a 0% timely response rate and has provided relief in 0% of cases.

11
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
7
States Active
2014
Since

Total complaints

11

Filed since 2014

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Account Recovery Service, Inc. (WI) complaint mix by product

Total complaints: 11

Account Recovery Service, Inc. (WI) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 11 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 11 100.0% 0% relief

How Account Recovery Service, Inc. (WI)'s 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 11

Top States

State Complaints
IL 3
WI 3
FL 1
MS 1
TX 1
OK 1
AL 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 3
Attempts to collect debt not owed 2
Communication tactics 2
Disclosure verification of debt 2
Written notification about debt 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2014 5 0%
2015 1 0%
2017 1 0%
2018 3 0%
2020 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Account Recovery Service, Inc. (WI)

Account Recovery Service, Inc. (WI) has accumulated 11 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2020-11-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Account Recovery Service, Inc. (WI) reports a 0% timely-response rate and has closed 27.3% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Cont'd attempts collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Account Recovery Service, Inc. (WI): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Account Recovery Service, Inc. (WI) have?

Account Recovery Service, Inc. (WI) has received 11 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Account Recovery Service, Inc. (WI) respond to complaints on time?

Account Recovery Service, Inc. (WI) has a 0% timely response rate to CFPB complaints.

What is the most common complaint about Account Recovery Service, Inc. (WI)?

The most common issue reported against Account Recovery Service, Inc. (WI) is "Cont'd attempts collect debt not owed" in the "Debt collection" product category.

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