CFPB · Single-product concentration

AccessOne Holdings, Inc.

6 CFPB complaints · 83.3% in "Debt collection" · top issue False statements or representation.

6 CFPB complaints

AccessOne Holdings, Inc.: 83.3% of 6 CFPB complaints sit in "Debt collection". Timely 83.3% · relief 16.7%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2023 to 2026

CFPB relief outcome brief

CCDB company accessone-holdings-inc

16.7% relief · 83.3% timely · 6 filings · Debt collection

Nearest relief peer: Servatus Corporation (16.7% relief)

AccessOne Holdings, Inc. (t…16.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among AccessOne Holdings, Inc. and nearest filing-volume peers

AccessOne Holdings, Inc. closes 16.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 83.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 16.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

AccessOne Holdings, Inc. complaint mix by product

Total complaints: 6

AccessOne Holdings, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 5 complaints (83.3%), resolution 20.0% Debt collection 83.3% Payday loan,: 1 complaints (16.7%), resolution 0.0% Payday loan, 16.7%
  • Debt collection 5 83.3% 20% relief
  • Payday loan, 1 16.7% 0% relief

How AccessOne Holdings, Inc.'s 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 5
Payday loan, title loan, personal loan, or advance loan 1

Concentrated filing states for AccessOne Holdings, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
83.3% of this company's filings
NC5VA1

AccessOne Holdings, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2023
0.511.522.5 2023202420252026 2

Top States

State Complaints
NC 5
VA 1

Top Issues

Issue Complaints
False statements or representation 2
Written notification about debt 2
Attempts to collect debt not owed 1
Charged fees or interest you didn't expect 1

Yearly Trend

Year Complaints Timely
2023 1 100%
2024 1 100%
2025 2 100%
2026 2 50%

Source: CFPB Consumer Complaint Database

AccessOne Holdings, Inc. filings cluster in one product

AccessOne Holdings, Inc.'s 6 logged complaints stay concentrated: only 2 states show a filing. Only 16.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-01-26.

AccessOne Holdings, Inc. answers 83.3% of complaints inside the CFPB's tracked window and closes 83.3% with a written explanation. 16.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about AccessOne Holdings, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for AccessOne Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for AccessOne Holdings, Inc. (83.3% timely; 16.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration