CFPB · Diversified product mix
Above Lending, Inc.
24 CFPB complaints · diversified mix (top product 33.3%) · top issue Charged fees or interest you didn't expect.
Above Lending, Inc.: top product "Payday loan, title loan, personal loan, or advance loan" is only 33.3% of 24 - multi-bucket mix. Timely 95.8% · relief 8.3%. Allegations, not findings.
- Diversified product mix
- -50% filings 2022 to 2026
CFPB relief outcome brief
CCDB company above-lending-inc
8.3% relief · 95.8% timely · 24 filings · Payday loan, title loan, personal loan, or advance loan
Same-product relief peers
Nearest relief peer: Scratch Financial, Inc. (8.5% relief)
Above Lending, Inc. closes 8.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Above Lending, Inc.'s 24 filings include narrative text
70.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Above Lending, Inc. complaint mix by product
- Payday loan, 8 33.3% – 13% relief
- Payday loan, 6 25.0% – 0% relief
- Credit reporting 5 20.8% – 0% relief
- Debt collection 3 12.5% – 33% relief
- Debt or 2 8.3% – 0% relief
How Above Lending, Inc.'s 24 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 8 |
| Payday loan, title loan, or personal loan | 6 |
| Credit reporting or other personal consumer reports | 5 |
| Debt collection | 3 |
| Debt or credit management | 2 |
Where Above Lending, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 16.7% of this company's filings
Above Lending, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- -50% vs 2022
Top States
| State | Complaints |
|---|---|
| CA | 4 |
| MI | 4 |
| FL | 3 |
| GA | 2 |
| NC | 2 |
| TX | 2 |
| AZ | 2 |
| LA | 1 |
| IN | 1 |
| AL | 1 |
| VT | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 8 |
| Incorrect information on your report | 3 |
| Getting a line of credit | 2 |
| Confusing or misleading advertising or marketing | 2 |
| Problem with the payoff process at the end of the loan | 2 |
| Communication tactics | 1 |
| Struggling to pay your loan | 1 |
| Problem when making payments | 1 |
| Attempts to collect debt not owed | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Took or threatened to take negative or legal action | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 4 | 75% |
| 2023 | 4 | 100% |
| 2024 | 3 | 100% |
| 2025 | 11 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Above Lending, Inc. spreads across product buckets
Above Lending, Inc.'s 24 logged complaints stay concentrated: only 12 states show a filing. 70.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-02-09.
Above Lending, Inc. answers 95.8% of complaints inside the CFPB's tracked window and closes 91.7% with a written explanation. 8.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Above Lending, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Above Lending, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 24.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Above Lending, Inc. (95.8% timely; 8.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix