CFPB · Single-product concentration

Zealandia Holding Company, Inc.

9 CFPB complaints · 88.9% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

9 CFPB complaints

Zealandia Holding Company, Inc.: 88.9% of 9 CFPB complaints sit in "Debt collection". Timely 88.9% · relief 44.4%. Allegations, not findings.

  • Single-product concentration
  • -75% filings 2016 to 2020

CFPB relief outcome brief

CCDB company zealandia-holding-company-inc

44.4% relief · 88.9% timely · 9 filings · Debt collection

Nearest relief peer: Bay Area Receivables, Inc (44.5% relief)

Zealandia Holding Company, I…44.4%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Zealandia Holding Company, Inc. and nearest filing-volume peers

Zealandia Holding Company, Inc. closes 44.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 88.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 44.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Zealandia Holding Company, Inc. complaint mix by product

Total complaints: 9

Zealandia Holding Company, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (88.9%), resolution 37.5% Debt collection 88.9% Credit reporting,: 1 complaints (11.1%), resolution 100.0% Credit reporting, 11.1%
  • Debt collection 8 88.9% 38% relief
  • Credit reporting, 1 11.1% 100% relief

How Zealandia Holding Company, Inc.'s 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8
Credit reporting, credit repair services, or other personal consumer reports 1

Where Zealandia Holding Company, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
22.2% of this company's filings
GA2FL2IN1CA1VA1NC1LA1

Zealandia Holding Company, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2020
1
-75% vs 2016
012345 2016201720182020 1

Top States

State Complaints
GA 2
FL 2
IN 1
CA 1
VA 1
NC 1
LA 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 6
False statements or representation 1
Attempts to collect debt not owed 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2016 4 100%
2017 2 100%
2018 2 50%
2020 1 100%

Source: CFPB Consumer Complaint Database

Zealandia Holding Company, Inc. filings cluster in one product

Zealandia Holding Company, Inc.'s 9 logged complaints stay concentrated: only 7 states show a filing. 44.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2020-12-17.

Zealandia Holding Company, Inc. answers 88.9% of complaints inside the CFPB's tracked window and closes 55.6% with a written explanation. 44.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zealandia Holding Company, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Zealandia Holding Company, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Zealandia Holding Company, Inc. (88.9% timely; 44.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration