CFPB · Single-product concentration

Yes Online Inc

24 CFPB complaints · 79.2% in "Debt collection" · top issue Attempts to collect debt not owed.

24 CFPB complaints

Yes Online Inc: 79.2% of 24 CFPB complaints sit in "Debt collection". Timely 83.3% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +50% filings 2023 to 2026

CFPB relief outcome brief

CCDB company yes-online-inc

0% relief · 83.3% timely · 24 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Yes Online Inc (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Yes Online Inc and nearest filing-volume peers

Yes Online Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Yes Online Inc's 24 filings include narrative text

54.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 83.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Yes Online Inc complaint mix by product

Total complaints: 24

Yes Online Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 24 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 19 complaints (79.2%), resolution 0.0% Debt collection 79.2% Credit reporting: 5 complaints (20.8%), resolution 0.0% Credit reporting 20.8%
  • Debt collection 19 79.2% 0% relief
  • Credit reporting 5 20.8% 0% relief

How Yes Online Inc's 24 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 19
Credit reporting or other personal consumer reports 5

Where Yes Online Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
AZ
12.5% of this company's filings
AZ3NY3IL2NC2DE2CA2WA2MS1

Yes Online Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+50% vs 2023
05101520 2023202420252026 3

Top States

State Complaints
AZ 3
NY 3
IL 2
NC 2
DE 2
CA 2
WA 2
MS 1
OK 1
GA 1
TX 1
VA 1
NV 1
FL 1
SC 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 8
False statements or representation 5
Problem with a company's investigation into an existing problem 3
Written notification about debt 3
Took or threatened to take negative or legal action 2
Communication tactics 1
Incorrect information on your report 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2023 2 100%
2024 15 80%
2025 4 100%
2026 3 66.7%

Source: CFPB Consumer Complaint Database

Yes Online Inc filings cluster in one product

Yes Online Inc's 24 logged complaints stay concentrated: only 15 states show a filing. 54.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-04-17.

Yes Online Inc answers 83.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Yes Online Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Yes Online Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Yes Online Inc (83.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration