CFPB · Single-product concentration
Winnpointe Corporation
31 CFPB complaints · 100% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
Winnpointe Corporation: 100% of 31 CFPB complaints sit in "Mortgage". Timely 12.9% · relief 16.1%. Allegations, not findings.
- Single-product concentration
- -50% filings 2016 to 2023
CFPB relief outcome brief
CCDB company winnpointe-corporation
16.1% relief · 12.9% timely · 31 filings · Mortgage
Same-product relief peers
Nearest relief peer: Embrace Home Loans (16.2% relief)
Winnpointe Corporation closes 16.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Winnpointe Corporation scores strongest on relief provided (75/100 percentile-benchmarked) and weakest on timely response (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
75 / 100 percentile-benchmarked
16.1% of complaints closed with relief to the consumer
Timely response
0 / 100 percentile-benchmarked
12.9% of complaints answered inside the CFPB 15-day window
Closed with explanation
47 / 100 percentile-benchmarked
71% of complaints closed with an explanation to the consumer
Most of Winnpointe Corporation's 31 filings include narrative text
61.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Winnpointe Corporation complaint mix by product
- Mortgage 31 100.0% – 16% relief
How Winnpointe Corporation's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 31 |
Concentrated filing states for Winnpointe Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 87.1% of this company's filings
Winnpointe Corporation falling annual filings
Annual filing volume from the CFPB public database
- 2023
- 1
- -50% vs 2016
Top States
| State | Complaints |
|---|---|
| CA | 27 |
| AZ | 3 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 16 |
| Closing on a mortgage | 12 |
| Settlement process and costs | 1 |
| Credit decision / Underwriting | 1 |
| Trouble during payment process | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 2 | 100% |
| 2017 | 1 | 0% |
| 2019 | 1 | 100% |
| 2020 | 12 | 8.3% |
| 2021 | 14 | 0% |
| 2023 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Winnpointe Corporation filings cluster in one product
Winnpointe Corporation's 31 logged complaints stay concentrated: only 3 states show a filing. 61.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2023-08-08.
Winnpointe Corporation answers 12.9% of complaints inside the CFPB's tracked window and closes 71% with a written explanation. 16.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Winnpointe Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Winnpointe Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 31.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 12.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Winnpointe Corporation (12.9% timely; 16.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration